El Dorado County property record for 6174 Spruce Ave, Pollock Pines, CA 95726
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,179 sqft · built 1951 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $90 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jul 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 101-284-011-000 |
| Primary APN | 101-284-011-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,179 sqft Living Area |
| 1st Floor Area | 1,179 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Wood |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 1,179 sqft |
| Water Source | Commercial |
|---|
| Street Address | 6174 SPRUCE AVE |
|---|---|
| City | POLLOCK PINES |
| State | CA |
| Zip | 95726-9621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | POR L 135-6-7 POLLOCK PINES |
| Legal Subdivision | POLLOCK PINES |
| Legal Lot Number | 135-6 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 31302 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6174 SPRUCE AVE, POLLOCK PINES, CA 95726-9621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO |
| Jul 10, 2018 | Deed of Trust, Mortgage · VA Mortgage VITEK REAL ESTATE INDUSTRIES GROUP INC |
| Sep 30, 2019 | Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO |
| Nov 9, 2020 | Intrafamily Transfer, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2020 |
| Deed Sale | Nov 9, 2020 |
| Prior Sale | Sep 5, 2014 · Amount on Record |
| Deed Document Number | 202064236 |
| Prior Transfer Date | Nov 4, 2020 |
| Prior Transfer Doc | 0000064236 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 6174 SPRUCE AVE, POLLOCK PINES, CA 95726-9621 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Title Company | TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH |
| Name | Verified Name |
|---|---|
| Address | 6174 SPRUCE AVE, POLLOCK PINES, CA 95726-9621 |
| Document Number | 0000035883 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 2025-0035883 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 6174 SPRUCE AVE, POLLOCK PINES, CA 95726-9621 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INTER COUNTY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000026447 |
|---|---|
| Date | Jul 10, 2018 |
| Instrument | 2018-0026447 |
| Name | VITEK REAL ESTATE INDUSTRIES GROUP INC |
|---|---|
| Type | Non-Lending Institution |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 6174 SPRUCE AVE, POLLOCK PINES, CA 95726-9621 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INTER COUNTY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000041118 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 2019-0041118 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Nov 9, 2020 |
| Property Address | 6174 SPRUCE AVE, POLLOCK PINES, CA 95726-9621 |
| Document Number | 0000064236 |
| Map Reference | MB A PG 25 |
| Instrument Date | Nov 4, 2020 |
| Instrument | 2020-0064236 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | INTER CNTY TTL CO OF EL DORA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6174 SPRUCE AVE, POLLOCK PINES, CA 95726-9621 |
| Document Number | 0000064237 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 2020-0064237 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Pollock Pines Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $186,935 (+2%) Land $55,159 Building $131,776 | |
| 2025 | $90.00 Disabled Person's exemption Veteran's exemption Additional exemption filed | $183,271 (+4.04%) Land $54,078 Building $129,193 |
| 2023 | $90.00 Disabled Person's exemption Veteran's exemption Additional exemption filed | $176,156 Land $51,979 Building $124,177 |
| 2022 | $90.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 74% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures