619 Spruce Rd, Elko, NV 89801 Property Records

Elko County property record for 619 Spruce Rd, Elko, NV 89801

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 878 sqft · built 1988
Lot Size0.138 acres (6,011 sqft)
OwnerIndividual Name on File
Last Sale$197,500 (Apr 2014)
Tax Bill$1,967 (2026)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN001-972-037

Property Details

APN / Parcel Number

Primary APN001-972-037
Alternative APN
  • 001-610-022

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area878 sqft Living Area
Gross Area1,978 sqft
1st Floor Area878 sqft
Basement Area800 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,011 sqft (0.138 acres)
Garage TypeAttached
Garage Area300 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area256 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative

Location & Zoning

Street Address619 SPRUCE RD
CityELKO
StateNV
Zip89801-4535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZR
Legal DescriptionNORTH HOLLOW ESTATES PHASE 2 FILE 279006 LOCATED IN MDB&M
Legal Range55E
Legal Township34N
Legal Section09
Legal SubdivisionNORTH HOLLOW ESTATES PH 2
Legal Phase2
Legal Block3
Legal Lot Number237
JurisdictionELKO NV
Township / Civil DivisionELKO
Census Block Group3
Census Block3072
Census Tract950702

Owner

619 Spruce Rd is owned and occupied by an individual who bought it in April 2014.

Source: Elko County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address619 SPRUCE RD, ELKO, NV 89801-4535
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2014 · Amount on File
Deed SaleApr 21, 2014 · Amount on File
Deed Document Number2014685395
Prior Transfer DateApr 7, 2014
Prior Transfer Doc0000685396
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKO NV
Recording DateSep 2, 2026
Property Address619 SPRUCE RD, ELKO, NV 89801-4535
Document Number0000869199
Instrument DateAug 28, 2026
Instrument2026869199
Transaction TypeMortgage
Record UpdatedSep 11, 2026
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address619 SPRUCE RD, ELKO, NV 89801-4535

Mortgage

Document Number0000869199,
DateSep 2, 2026
Instrument2026869199
Lender
NameELKO FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueSep 15, 2031
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 619 Spruce Rd was $1,967, up 3% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNevada
CountyElko County
MunicipalityElko City
Unified School DistrictElko County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,967.00 (+3.04%)$56,848 (-2.37%) Land $17,500 Building $39,348$162,423 (-2.37%) Land $50,000 Building $112,423
2025$1,909.00$58,228 Land $17,500 Building $40,728$166,366 Land $50,000 Building $116,366
2023$1,691.00 (+2.98%)$54,119 (+12.17%) Land $14,875 Building $39,244$154,626 (+12.17%) Land $42,500 Building $112,126
2022$1,642.00$48,246 Land $14,875 Building $33,371$137,846 Land $42,500 Building $95,346

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 619 Spruce Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 619 Spruce Rd is very high, ranking above 90% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 75% of Nevada
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELKO
serves 23,000 people · EPA ID NV0000272
Water SourceGroundwater
Last State InspectionSep 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Anthem Broadband of Nevada
Fiber
2,000 / 2,000
Zito Media
Cable · Fiber in parts of the area
1,000 / 25
White Cloud Communications
Fixed Wireless
200 / 50
Hot Spot Broadband
Fixed Wireless
100 / 50

May also be available: AT&T, Beehive Broadband, CC Communications Broadband, Rise Broadband, Verizon.

Nearby Properties on Spruce Rd

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