Elko County property record for 615 Spruce Rd, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,428 sqft · built 1988 |
| Lot Size | 0.137 acres (6,011 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (May 2022) |
| Tax Bill | $2,300 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Sep 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-972-038 |
| Primary APN | 001-972-038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 4 Stories |
| Building Area | 1,428 sqft Living Area |
| Gross Area | 1,922 sqft |
| Basement Area | 494 sqft |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,011 sqft (0.137 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Fence | Fence |
| Gazebo | Gazebo |
| Cooling System | Evaporative |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 615 SPRUCE RD |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-4535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | NORTH HOLLOW ESTATES PHASE 2 FILE 279006,LOCATED IN,MDB&M |
| Legal Subdivision | NORTH HOLLOW ESTATES PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 238 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 3 |
| Census Block | 3072 |
| Census Tract | 950702 |
Source: Elko County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 615 SPRUCE RD, ELKO, NV 89801-4535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Sep 22, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2022 · Amount on Record |
| Deed Sale | May 3, 2022 · Amount on Record |
| Prior Sale | Sep 22, 2020 |
| Deed Document Number | 805387 |
| Record Updated | Jun 8, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | May 3, 2022 |
| Property Address | 615 SPRUCE RD, ELKO, NV 89801-4535 |
| Document Number | 0000805387 |
| Map Reference | FILE 279006 |
| Instrument Date | May 2, 2022 |
| Instrument | 805387 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,248.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 471 MICHAEL AVE, 471, LOS LUNAS, NM 87031 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 615 SPRUCE RD, ELKO, NV 89801-4535 |
| Document Number | 0000805388 |
|---|---|
| Date | May 3, 2022 |
| Instrument | 805388 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Sep 22, 2020 |
| Property Address | 615 SPRUCE RD, ELKO, NV 89801-4535 |
| Document Number | 0000774325 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 774325 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 615 SPRUCE RD ELKO NV 898014535, ELKO, NV 89801-4535 |
Source: Elko County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,300.00 (+16.28%) | $62,825 (+6.94%) Land $17,500 Building $45,325 | $179,500 (+6.94%) Land $50,000 Building $129,500 |
| 2023 | $1,978.00 (+8.03%) | $58,746 (+11.81%) Land $14,875 Building $43,871 | $167,846 (+11.81%) Land $42,500 Building $125,346 |
| 2022 | $1,831.00 | $52,543 Land $14,875 Building $37,668 | $150,123 Land $42,500 Building $107,623 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 75% of Nevada |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Cable · Fiber in parts of the area | 1,000 / 25 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: AT&T, Beehive Broadband, CC Communications Broadband, Rise Broadband, Verizon.
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