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618 Wisconsin Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 618 Wisconsin Ave, Saint Cloud, FL 34769

Property Summary

Property TypeMulti-Family Dwellings
Details4 bd · 4 ba · 2,551 sqft · built 1995
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$415,000 (Sep 2021)
Tax Bill$8,989 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN76850

Property Details

APN / Parcel Number

Primary APN76850
Alternative APN
  • 012630000100390030

Interior

Bedrooms4 Beds
Full Baths4 Baths
Units2 Units
Stories1 Story
Building Area2,551 sqft Heated Area
Gross Area3,261 sqft
1st Floor Area2,551 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeFinished
Garage Area464 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area246 sqft
Patio Area143 sqft
FenceFence
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number76850
Street Address618 WISCONSIN AVE
CitySAINT CLOUD
StateFL
Zip34769-2765
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeSR2
Legal DescriptionST CLOUD PB B PG 34 BLK 39, BEG SE COR LOT 9, W 150 FT, S 75 FT, E 150 FT, N 75 FT TO POB 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD MULTI FAMILY LOT
Legal Tract1
Legal Block39
Legal Lot Number9
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2019
Census Tract43400

Owner

618 Wisconsin Ave, a residential property, is owned by an individual who bought it in September 2021.

Source: Osceola County records, as of December 11, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2663 FORTUNE RD, KISSIMMEE, FL 34744-3911
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2021 · Amount on File
Deed SaleSep 2, 2021 · Amount on File
Prior SaleApr 27, 2006 · Amount on File
Deed Document Number2021136792
Deed Book / Page6035 / 2184
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 2, 2021
Property Address618 WISCONSIN AVE, SAINT CLOUD, FL 34769-2765
Document Number0060352184
Book / Page6035 / 2184
Instrument DateAug 20, 2021
Instrument2021136792
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,905.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address618 WISCONSIN AVE # 620, 618, SAINT CLOUD, FL 34769-2765

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number60352185
DateSep 2, 2021
Instrument6035/2185
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 618 Wisconsin Ave was $8,989.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,989.00$515,000 Land $70,000 Building $445,000$515,000 Land $70,000 Building $445,000
2023$7,978.00 (+18.61%)$516,400 (+38.52%) Land $60,000 Building $456,400$516,400 (+38.52%) Land $60,000 Building $456,400
2022$6,726.00$372,800 Land $52,000 Building $320,800$372,800 Land $52,000 Building $320,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 618 Wisconsin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 618 Wisconsin Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications.

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