600 Wisconsin Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 600 Wisconsin Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,374 sqft · built 1980
Lot Size	0.258 acres (11,238 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jan 2026)
Tax Bill	$4,314 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0039-0010`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0039-0010`
Alternative APNs	`263001000100390010` `76847`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,374 sqft Living Area
Gross Area	1,843 sqft
1st Floor Area	1,374 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	217 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	600 WISCONSIN AVE
City	SAINT CLOUD
State	FL
Zip	34769-2765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	ST CLOUD PB B PG 34 BLK 39 LOTS 1-3 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	39
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2019
Census Tract	43400

Owner

600 Wisconsin Ave is owned and occupied by two individuals who bought it in January 2026.

Source: Osceola County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	600 WISCONSIN AVE, SAINT CLOUD, FL 34769-2765
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Warranty Deed, Transfer · Conventional Mortgage LUMINATE BANK
Mar 7, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2026 · Amount on File
Deed Sale	Jan 29, 2026 · Amount on File
Prior Sale	Apr 29, 2011 · Amount on File
Deed Document Number	202613066
Deed Book / Page	6915 / 815
Prior Transfer Date	Mar 6, 2019
Prior Transfer Doc	0054880308
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 29, 2026
Property Address	600 WISCONSIN AVE, SAINT CLOUD, FL 34769-2765
Document Number	0069150815
Book / Page	6915 / 815
Map Reference	MB B PG 33&34
Instrument Date	Jan 29, 2026
Instrument	2026013066
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4497 HUNTING LODGE DR, SAINT CLOUD, FL 34772-8006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 WISCONSIN AVE, SAINT CLOUD, FL 34769-2765

Mortgage

Document Number	0006915817
Date	Jan 29, 2026
Instrument	6915/817

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 7, 2019
Property Address	600 WISCONSIN AVE, SAINT CLOUD, FL 34769-2765
Document Number	0054880308
Book / Page	005488 / 000308
Instrument Date	Mar 6, 2019
Instrument	29352
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1722 W ACRES DR ST CLOUD FL 347694946, ST CLOUD, FL 34769-4946

Tax Assessment & Valuation

The 2025 property tax bill for 600 Wisconsin Ave was $4,314, up 3.2% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,314.00 (+3.23%)	$240,800 Land $55,000 Building $185,800	$240,800 Land $55,000 Building $185,800
2024	$4,179.00 (+9.03%)
2023	$3,833.00 (+10.56%)	$215,400 (+12.07%) Land $50,000 Building $165,400	$215,400 (+12.07%) Land $50,000 Building $165,400
2022	$3,467.00	$192,200 Land $45,000 Building $147,200	$192,200 Land $45,000 Building $147,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 600 Wisconsin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 600 Wisconsin Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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