Eaton County property record for 605 Spruce St, Olivet, MI 49076
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 996 sqft · built 1952 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Apr 2006) |
| Tax Bill | $1,561 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60004460005600 |
| Primary APN | 60004460005600 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 996 sqft Living Area |
| 1st Floor Area | 996 sqft |
| Basement Area | 896 sqft |
| Unfinished Basement | 896 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 280 ft deep x 60 ft wide |
| Garage Area | 432 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 605 SPRUCE ST |
|---|---|
| City | OLIVET |
| State | MI |
| Zip | 49076-9722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 60 FEET OF N 120 FEET OF S 1/2 OF LOT 5. EXCEPT E 16 1/2 FEET FOR ALLEY. DEANS ADDITION CITY OF OLIVET |
| Legal Subdivision | DEANS ADDITION |
| Legal Lot Number | 5 |
| Jurisdiction | EATON MI |
| Township / Civil Division | OLIVET |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 21100 |
Source: Eaton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 605 SPRUCE ST, OLIVET, MI 49076-9722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2006 · Amount on Record |
| Deed Sale | Apr 11, 2006 · Amount on Record |
| Deed Book / Page | 2024 / 351 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EATON MI |
| Property Address | 605 SPRUCE ST, OLIVET, MI 49076-9722 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 605 SPRUCE ST, OLIVET, MI 49076-9722 |
| Document Number | 03156/1129 |
|---|---|
| Date | Sep 24, 2025 |
| Book Page | 3156/1129 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Olivet City |
| Unified School District | Olivet Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,600 (+53.34%) | $124,664 (+33.49%) Land $44,578 Building $80,086 | |
| 2025 | $1,561.00 (+10.63%) | ||
| 2023 | $46,695 | $93,390 | |
| 2022 | $1,411.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OLIVET serves 1,758 people · EPA ID MI0004990 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: Midwest Energy & Communications.
5G (outdoors only) and 4G LTE
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