618 S 6th Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 618 S 6th Ave, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,700 sqft · built 1910
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Apr 2022)
Tax Bill$8,499 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-34-220-003

Property Details

APN / Parcel Number

Primary APN09-34-220-003

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,700 sqft Living Area
Basement Area850 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1974
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeStone
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address618 S 6TH AVE
CitySAINT CHARLES
StateIL
Zip60174-2940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP AREA: 008-SEOLDTWN STC,AVE
Legal SubdivisionMINARD FERSON&HUNTS
Legal Block2
Legal Lot Number4
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2003
Census Tract852002

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address618 S 6TH AVE, SAINT CHARLES, IL 60174-2940
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2022Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Mar 27, 2020Grant Deed, Transfer · FHA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2022 · Amount on Record
Deed SaleApr 22, 2022 · Amount on Record
Prior SaleMar 27, 2020 · Amount on Record
Deed Document Number202221882
Prior Transfer DateJan 12, 2016
Prior Transfer Doc0000009485
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 22, 2022
Property Address618 S 6TH AVE, ST CHARLES, IL 60174-2940
Document Number0000021882
Instrument DateApr 14, 2022
Instrument2022K021882
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyHUBBARD STREET TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address618 S 6TH AVE, 618, SAINT CHARLES, IL 60174-2940

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address618 S 6TH AVE, SAINT CHARLES, IL 60174-2940

Mortgage

Document Number0000021883
DateApr 22, 2022
Instrument2022K021883
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateMar 27, 2020
Property Address618 S 6TH AVE, ST CHARLES, IL 60174-2940
Document Number0000015568
Instrument DateMar 25, 2020
Instrument15568
Transaction TypeTransfer
Record UpdatedJun 23, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$465.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address17 LAKEWOOD CIR ST CHARLES IL 601745551, ST CHARLES, IL 60174-5551

Mortgage

Document Number15569
DateMar 27, 2020
Instrument15569
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60640
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 26, 2050
Interest
Rate TypeFixed Rate
Rate3.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,499.00 (+16.25%) Homeowner's exemption$129,184 (+8.53%) Land $28,008 Building $101,176$387,707 (+8.53%) Land $84,058 Building $303,649
2024$119,031 (+23.28%) Land $25,807 Building $93,224$357,236 (+23.33%) Land $77,452 Building $279,784
2022$7,311.00 (+4.2%) Homeowner's exemption$96,556 (+4.91%) Land $23,242 Building $73,314$289,668 (+4.91%) Land $69,726 Building $219,942
2021$7,016.00 Homeowner's exemption$92,037 Land $22,154 Building $69,883$276,111 Land $66,462 Building $209,649

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1979–2008)
Most Recent ClaimSep 2008 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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