609 S 6th Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 609 S 6th Ave, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,284 sqft · built 1900
Lot Size0.115 acres (5,000 sqft)
OwnerCompany Name on Record
Last Sale$195,000 (Sep 2026)
Tax Bill$5,926 (2025)
Deeds & MortgagesSep 2026 Sale
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-34-218-015

Property Details

APN / Parcel Number

Primary APN09-34-218-015

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,284 sqft Living Area
1st Floor Area1,284 sqft
Basement Area1,284 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1974
Exterior MaterialFrame/Wood
Construction TypeFrame
Foundation TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
PorchSlab
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address609 S 6TH AVE
CitySAINT CHARLES
StateIL
Zip60174-2939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP AREA: 008-SEOLDTWN STC,AVE
Legal SubdivisionMINARD FERSON&HUNTS
Legal Block1
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1058
Census Tract852300

Owner

Source: Kane County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address423 S 2ND ST, SAINT CHARLES, IL 60174-2818
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 7, 2021Warranty Deed, Transfer · Commercial Mortgage
THE STATE BANK OF GENEVA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2026 · Amount on Record
Deed SaleSep 25, 2026 · Amount on Record
Prior SaleJun 6, 2024 · Amount on Record
Deed Document Number202641767
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 25, 2026
Property Address609 S 6TH AVE, SAINT CHARLES, IL 60174-2939
Document Number0000041767
Instrument DateSep 21, 2026
Instrument202641767
Transaction TypeTransfer
Record UpdatedOct 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$29,542.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address423 S 2ND ST, SAINT CHARLES, IL 60174-2818

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 7, 2021
Property Address609 S 6TH AVE, ST CHARLES, IL 60174-2939
Document Number0000076057
Instrument DateOct 6, 2021
Instrument2021K076057
Transaction TypeTransfer
Record UpdatedOct 13, 2021
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$170.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address616 E MAIN ST UNIT 3465, 3465, ST CHARLES, IL 60174-8322

Mortgage

Document Number0000076058
DateOct 7, 2021
Instrument2021K076058
Lender
NameTHE STATE BANK OF GENEVA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,926.00 (-5.29%)$92,499 (+8.53%) Land $28,008 Building $64,491$277,608 (+8.53%) Land $84,058 Building $193,550
2024$85,229 (+11.62%) Land $25,807 Building $59,422$255,789 (+11.67%) Land $77,452 Building $178,337
2022$6,257.00 (+24.2%)$76,353 (+4.91%) Land $23,242 Building $53,111$229,059 (+4.91%) Land $69,726 Building $159,333
2021$5,038.00 Homeowner's exemption$72,779 Land $22,154 Building $50,625$218,337 Land $66,462 Building $151,875

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims29 (1979–2020)
Claims Outside the SFHA5 of 29
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

Nearby Properties on S 6th Ave

Nearby Streets

Search Property Records by Address or Parcel Number