618 S 4th Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 618 S 4th Ave, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,421 sqft · built 2000
Lot Size	0.126 acres (5,500 sqft)
Owner	Company Name on File
Last Sale	$442,000 (May 2024)
Tax Bill	$8,347 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-34-217-014`

Property Details

APN / Parcel Number

Primary APN	`09-34-217-014`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,421 sqft Living Area
1st Floor Area	1,421 sqft
Basement Area	715 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	111 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	509 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	618 S 4TH AVE
City	SAINT CHARLES
State	IL
Zip	60174-2922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP AREA: 008-SEOLDTWN STC,AVE
Legal Subdivision	MINARD FERSON&HUNTS
Legal Block	1
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1059
Census Tract	852300

Owner

Source: Kane County records · APN 09-34-217-014

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	11N317 WILLIAMSBURG DR, ELGIN, IL 60124-6714
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 09, 2024 · Amount on Record
Deed Sale	May 09, 2024 · Amount on Record
Prior Sale	Sep 11, 2006 · Amount on Record
Prior Transfer Date	Jan 01, 2002
Prior Transfer Doc	0000019714
Record Updated	Sep 20, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 09, 2024
Property Address	618 S 4TH AVE, ST CHARLES, IL 60174-2922
Document Number	0000015417
Instrument Date	May 02, 2024
Instrument	2024K015417
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$442.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11N317 WILLIAMSBURG DR, ELGIN, IL 60124-6714

Mortgage

Document Number	0000015418
Date	May 09, 2024
Instrument	2024K015418

Lender

Name	INVESTOR MORTGAGE FINANCE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 01, 2029
Change Frequency	6 Months
Min Rate At Change	7.87%
Max Rate At Change	9.87%
Index	SOFR Average 30-Day
Max Rate	12.8%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,347.00 (+10.61%)
2024	$7,546.00 (+3.98%)	$109,664 (+14.37%) Land $25,807 Building $83,857	$329,124 (+14.42%) Land $77,452 Building $251,672
2022	$7,257.00 (+7.05%) Homeowner's exemption	$95,883 (+4.91%) Land $23,242 Building $72,641	$287,649 (+4.91%) Land $69,726 Building $217,923
2021	$6,779.00 Homeowner's exemption	$91,395 Land $22,154 Building $69,241	$274,185 Land $66,462 Building $207,723

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898523001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	29 (1979–2020)
Claims Outside the SFHA	5 of 29
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 7 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

Based on FCC filings for 492 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0894830, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST CHARLES serves 33,081 people
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.