1. Home
  2. Illinois
  3. Kane County
  4. Saint Charles
  5. S 4th Ave

512 S 4th Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 512 S 4th Ave, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on File
Last Sale$460,000 (May 2015)
Tax Bill$17,073 (2025)
Deeds & MortgagesFeb 2020 Construction Loan
Mar 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN09-34-217-003

Property Details

APN / Parcel Number

Primary APN09-34-217-003

Exterior

Lot Area10,000 sqft (0.23 acres)

Location & Zoning

Street Address512 S 4TH AVE
CitySAINT CHARLES
StateIL
Zip60174-2920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMINARD, FERSON & HUNTS 2ND ADD THE WLY 1/2 OF NLK 8 (EX THE NLY 100 FEET)
Legal SubdivisionMINARD FERSON&HUNTS 2ND ADD
Legal Block1
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1059
Census Tract852300

Owner

Source: Kane County records · APN 09-34-217-003

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address602 FOX GLEN DR, SAINT CHARLES, IL 60174-8821
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 05, 2020Deed of Trust, Mortgage · Construction Mortgage
FIRST FEDERAL SAVINGS BANK
Mar 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE ANDERSON FINANCIAL GROUP INC
Feb 05, 2020Deed of Trust, Construction Loan · Construction Mortgage
FIRST FED'L SVGS BK
Jan 10, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Feb 04, 2020Correction Deed
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 11, 2015 · Amount on Record
Deed SaleMay 11, 2015 · Amount on Record
Deed Document Number201523775
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address512 S 4TH AVE, ST CHARLES, IL 60174
Transaction TypeMortgage
Record UpdatedAug 05, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006611
DateFeb 05, 2020
Instrument2020K006611
Lender
NameFIRST FEDERAL SAVINGS BANK
TypeBank
AddressOTTAWA, IL 61350
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2050

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address512 S 4TH AVE, ST CHARLES, IL 60174
Transaction TypeMortgage
Record UpdatedAug 05, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020671
DateMar 16, 2021
Instrument2021K020671
Lender
NameTHE ANDERSON FINANCIAL GROUP INC
TypeMortgage Company
AddressCHICAGO, IL 60614
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJan 01, 2051
Interest
Rate TypeFixed Rate
Rate2.62%

February 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionKANE IL
Recording DateFeb 05, 2020
Property Address512 S 4TH AVE, ST CHARLES, IL 60174
Document Number0000006612
Instrument DateFeb 04, 2020
Instrument6612
Transaction TypeConstruction Loan
Record UpdatedFeb 25, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address602 FOX GLEN DR ST CHARLES IL 601748821, ST CHARLES, IL 60174-8821

Mortgage

Document Number0000006612
DateFeb 05, 2020
Instrument6612
Lender
NameFIRST FED'L SVGS BK
TypeFederal Savings Bank
AddressOTTAWA, IL 61350
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateJan 10, 2020
Property Address512 S 4TH AVE, ST CHARLES, IL 60174
Document Number0000001856
Instrument DateJan 10, 2020
Instrument1856
Transaction TypeTransfer
Record UpdatedFeb 03, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address602 FOX GLEN DR ST CHARLES IL 601748821, ST CHARLES, IL 60174-8821

February 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionKANE IL
Recording DateFeb 04, 2020
Property Address512 S 4TH AVE, ST CHARLES, IL 60174
Document Number0000006387
Instrument DateJan 10, 2020
Instrument6387
Record UpdatedFeb 25, 2020
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address602 FOX GLEN DR ST CHARLES IL 601748821, ST CHARLES, IL 60174-8821

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$17,073.00 (+16.15%)
2024$224,310 (+23.21%) Land $48,411 Building $175,899$673,199 (+23.26%) Land $145,291 Building $527,908
2022$14,699.00 (+3.86%)$182,059 (+4.91%) Land $43,163 Building $138,896$546,177 (+4.91%) Land $129,489 Building $416,688
2021$14,153.00$173,538 Land $41,143 Building $132,395$520,614 Land $123,429 Building $397,185

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898523001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims29 (1979–2020)
Claims Outside the SFHA5 of 29
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

Based on FCC filings for 492 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0894830, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemST CHARLES
serves 33,081 people
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on S 4th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures