618 Melendy Ln, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 618 Melendy Ln, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,625 sqft · built 2020
Lot Size	0.264 acres (11,491 sqft)
Owner	2 Individual Names on Record
Last Sale	$398,000 (Jul 2020)
Tax Bill	$7,834 (2025)
Deeds & Mortgages	Jan 2020 Refinance Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8914-24-478-022`

Property Details

APN / Parcel Number

Primary APN	`8914-24-478-022`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,625 sqft Living Area
1st Floor Area	1,625 sqft
Basement Area	1,625 sqft
Finished Basement	1,505 sqft
Unfinished Basement	1,625 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,491 sqft (0.264 acres)
Lot Dimensions	141 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	856 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	168 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	618 MELENDY LN
City	CEDAR FALLS
State	IA
Zip	50613-6352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERITAGE HILLS ESTATES SECOND ADDITION LOT 2
Legal Range	14W
Legal Township	89N
Legal Section	24
Legal Subdivision	HERITAGE HILLS ESTATES SECOND
Legal Lot Number	2
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1018
Census Tract	2500

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	618 MELENDY LN, CEDAR FALLS, IA 50613-6352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DUPACO COMMUNITY CREDIT UNION
Jul 13, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GREENSTATE CU
Jul 13, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2020 · Amount on Record
Deed Sale	Jul 13, 2020 · Amount on Record
Deed Document Number	20202100000833
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	618 MELENDY LN, CEDAR FALLS, IA 50613-6352
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000013044
Date	Jan 23, 2020
Instrument	202000013044

Lender

Name	DUPACO COMMUNITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 13, 2020
Property Address	618 MELENDY LN, CEDAR FALLS, IA 50613-6352
Document Number	202100000833
Instrument Date	Jul 2, 2020
Instrument	202100000833
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$636.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	618 MELENDY LN, CEDAR FALLS, IA 50613-6352

Mortgage

Document Number	202100000834
Date	Jul 13, 2020
Instrument	202100000834

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 13, 2020
Property Address	618 MELENDY LN, CEDAR FALLS, IA 50613-6352
Document Number	202100000833
Instrument Date	Jul 2, 2020
Instrument	202100000833
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$636.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	618 MELENDY LN, CEDAR FALLS, IA 50613-6352

Mortgage

Document Number	202100000834
Date	Jul 13, 2020
Instrument	202100000834

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,834.00 (+4.06%) Homeowner's exemption	$532,780 (+11.44%) Land $57,280 Building $475,500	$532,780 (+11.44%) Land $57,280 Building $475,500
2024	$7,528.00 (+16.03%)
2023		$478,090 (+32.67%) Land $57,280 Building $420,810	$478,090 (+32.67%) Land $57,280 Building $420,810
2022	$6,488.00 Homeowner's exemption	$360,350 Land $57,280 Building $303,070
2021			$360,350 Land $57,280 Building $303,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Nextlink.

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