522 Melendy Ln, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 522 Melendy Ln, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 1,671 sqft · built 2010
Lot Size	0.333 acres (14,525 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Nov 2019)
Tax Bill	$6,092 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`8914-24-478-012`

Property Details

APN / Parcel Number

Primary APN	`8914-24-478-012`
Alternative APN	`891424478005`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,671 sqft Living Area
1st Floor Area	1,671 sqft
Basement Area	1,671 sqft
Finished Basement	800 sqft
Unfinished Basement	1,671 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,525 sqft (0.333 acres)
Lot Dimensions	175 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	771 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	102 sqft
Deck Area	308 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	522 MELENDY LN
City	CEDAR FALLS
State	IA
Zip	50613-6336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MELENDY LANE SUBDIVISION LOT 3
Legal Range	14W
Legal Township	89N
Legal Section	24
Legal Subdivision	MELENDY LANE SUBDIVISION
Legal Lot Number	3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1018
Census Tract	2500

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	522 MELENDY LN, CEDAR FALLS, IA 50613-6336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2019 · Amount on Record
Deed Sale	Nov 14, 2019 · Amount on Record
Prior Sale	Apr 15, 2016 · Amount on Record
Deed Document Number	2019202000009005
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 14, 2019
Property Address	522 MELENDY LN, CEDAR FALLS, IA 50613-6336
Document Number	202000009005
Instrument Date	Oct 29, 2019
Instrument	202000009005
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 MELENDY LN, CEDAR FALLS, IA 50613-6336

Mortgage

Document Number	202000009006
Date	Nov 14, 2019
Instrument	202000009006

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,092.00 (+7.75%) Homeowner's exemption	$416,710 (+15.25%) Land $57,950 Building $358,760	$416,710 (+15.25%) Land $57,950 Building $358,760
2024	$5,654.00 (-7.52%)
2023		$361,580 (+6.33%) Land $64,390 Building $297,190	$361,580 (+6.33%) Land $64,390 Building $297,190
2022	$6,114.00 Homeowner's exemption	$340,050 Land $64,390 Building $275,660
2021			$340,050 Land $64,390 Building $275,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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