618 Marcella Ave, Cheney, WA 99004 Property Records

Spokane County property record for 618 Marcella Ave, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,678 sqft · built 1996
Lot Size	0.193 acres (8,415 sqft)
Owner	2 Individual Names on File
Last Sale	$119,000 (Aug 1998)
Tax Bill	$4,301 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13122.0110`

Property Details

APN / Parcel Number

Primary APN	`13122.0110`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,678 sqft Living Area
Gross Area	2,206 sqft
1st Floor Area	1,006 sqft
2nd Floor Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,415 sqft (0.193 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	144 sqft
Canopy	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	618 MARCELLA AVE
City	CHENEY
State	WA
Zip	99004-8649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CHENEY GOLDEN HILLS PUD PHASE 1 LT 10 BLK 1
Legal Range	41E
Legal Township	23N
Legal Section	12
Legal Subdivision	CHENEY GOLDEN HILLS PUD PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	10
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	4
Census Block	4017
Census Tract	14002

Owner

618 Marcella Ave is owned and occupied by two individuals who bought it in August 1998.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	618 MARCELLA AVE, CHENEY, WA 99004-8649
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage GLOBAL CU
Apr 13, 2018	Deed of Trust, Mortgage · Line of Credit GLOBAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 1998 · Amount on File
Deed Sale	Aug 20, 1998 · Amount on File
Prior Sale	Dec 20, 1996 · Amount on File
Deed Document Number	19984258660
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	618 MARCELLA AVE, CHENEY, WA 99004-8649
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 MARCELLA AVE, CHENEY, WA 99004-8649

Mortgage

Document Number	0007443842
Date	Sep 30, 2025
Instrument	7443842

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99204

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	618 MARCELLA AVE, CHENEY, WA 99004-8649
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007020759
Date	Jan 12, 2021
Instrument	7020759

Lender

Name	GLOBAL CU
Type	Credit Union
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	618 MARCELLA AVE, CHENEY, WA 99004-8649
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006698726
Date	Apr 13, 2018
Instrument	6698726

Lender

Name	GLOBAL CU
Type	Credit Union
Address	CHENEY, WA 99004

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 618 Marcella Ave was $4,301, up 6.4% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,301.00 (+6.38%)	$395,100 (+2.3%) Land $110,000 Building $285,100	$395,100 (+2.3%) Land $110,000 Building $285,100
2025	$4,043.00	$386,200 (+22.29%) Land $85,000 Building $301,200	$386,200 (+22.29%) Land $85,000 Building $301,200
2024		$315,800 (+20.63%) Land $70,000 Building $245,800	$315,800 (+20.63%) Land $70,000 Building $245,800
2023	$2,647.00 (-8.76%)	$261,800 Land $55,000 Building $206,800	$261,800 Land $55,000 Building $206,800
2022	$2,901.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 618 Marcella Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 618 Marcella Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
DCI Cable	1,000 / 100
Wired or Wireless Fixed Wireless	200 / 40

May also be available: CenturyLink, T-Mobile, Verizon.

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