610 Marcella Ave, Cheney, WA 99004 Property Records

Spokane County property record for 610 Marcella Ave, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,760 sqft · built 1996
Lot Size	0.185 acres (8,045 sqft)
Owner	2 Individual Names on File
Last Sale	$129,950 (Sep 2000)
Tax Bill	$4,329 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13122.0108`

Property Details

APN / Parcel Number

Primary APN	`13122.0108`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,760 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	780 sqft
2nd Floor Area	980 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,045 sqft (0.185 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	112 sqft
Patio Area	112 sqft
Canopy	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	610 MARCELLA AVE
City	CHENEY
State	WA
Zip	99004-8649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CHENEY GOLDEN HILLS PUD PHASE 1 LT 8 BLK 1
Legal Range	41E
Legal Township	23N
Legal Section	12
Legal Subdivision	CHENEY GOLDEN HILLS PUD PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	8
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	4
Census Block	4017
Census Tract	14002

Owner

610 Marcella Ave is owned and occupied by two individuals who acquired it in April 2015.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	610 MARCELLA AVE, CHENEY, WA 99004-8649
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Feb 5, 2019	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2000 · Amount on File
Deed Sale	Sep 28, 2000 · Amount on File
Prior Sale	Jun 26, 1998 · Amount on File
Deed Document Number	20004520228
Last Transfer Date	Apr 21, 2015
Transfer Doc	0006407385
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	610 MARCELLA AVE, CHENEY, WA 99004-8649
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007063694
Date	Apr 20, 2021
Instrument	7063694

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	610 MARCELLA AVE, CHENEY, WA 99004-8649
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006926400
Date	Jun 3, 2020
Instrument	6926400

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	610 MARCELLA AVE, CHENEY, WA 99004-8649
Document Number	0006781427
Instrument Date	Feb 5, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	610 MARCELLA AVE CHENEY WA 990048649, CHENEY, WA 99004-8649

Mortgage

Document Number	0006781427
Date	Feb 12, 2019
Instrument	6781427

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Feb 11, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 610 Marcella Ave was $4,329, up 7.2% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,329.00 (+7.15%)	$397,500 Land $110,000 Building $287,500	$397,500 Land $110,000 Building $287,500
2025	$4,040.00
2024		$315,000 (+21.48%) Land $70,000 Building $245,000	$315,000 (+21.48%) Land $70,000 Building $245,000
2023	$2,640.00 (-8.14%)	$259,300 Land $55,000 Building $204,300	$259,300 Land $55,000 Building $204,300
2022	$2,874.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 610 Marcella Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 Marcella Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
DCI Cable	1,000 / 100
Wired or Wireless Fixed Wireless	200 / 40

May also be available: CenturyLink, T-Mobile, Verizon.

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