618 Lear Rd, Portland, TN 37148 Property Records

Sumner County property record for 618 Lear Rd, Portland, TN 37148

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,280 sqft · built 2003
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Oct 2026)
Tax Bill	$932 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083014B B 00200`

Property Details

APN / Parcel Number

Primary APN	`083014B B 00200`
Alternative APN	`014B B 00200`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,280 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	1,280 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2012
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	49,658 sqft (1.14 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Driveway	Driveway
Driveway Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	64 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	618 LEAR RD
City	PORTLAND
State	TN
Zip	37148-4417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PLAT: 19 PAGE: 178 BLOCK: LOT: 2 SUBD: BRACKEN HEIGHTS
Legal Subdivision	BRACKEN HEIGHTS
Legal Lot Number	2
Jurisdiction	SUMNER TN
Township / Civil Division	2
Census Block Group	1
Census Block	1008
Census Tract	20203

Owner

Source: Sumner County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	618 LEAR RD, PORTLAND, TN 37148-4417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Jul 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2026 · Amount on Record
Deed Sale	Oct 2, 2026 · Amount on Record
Prior Sale	May 9, 2014 · Amount on Record
Deed Document Number	20261566464
Deed Book / Page	6955 / 517
Prior Transfer Date	Nov 2, 2004
Prior Transfer Doc	0021330435
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Oct 2, 2026
Property Address	618 LEAR RD, PORTLAND, TN 37148-4417
Document Number	0001566464
Book / Page	6955 / 517
Instrument Date	Sep 30, 2026
Instrument	20261566464
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	MAGNOLIA TITLE AND ESCROW INC, MAGNOLIA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$112,110.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 LEAR RD, PORTLAND, TN 37148-4417

Mortgage

Document Number	0001566465,
Date	Oct 2, 2026
Instrument	20261566465

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0001566466,
Date	Oct 2, 2026
Book Page	6955/538
Instrument	20261566466

Lender

Name	LOWER LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2036

Interest

Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	618 LEAR RD, PORTLAND, TN 37148-4417
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059820366
Date	Jul 5, 2022
Book Page	5982/366
Instrument	1421533

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$932.00 (-0.96%)	$65,600 (+57.03%) Land $13,375 Building $52,225
2024			$262,400 (+57.03%) Land $53,500 Building $208,900
2023	$941.00 (-0.42%)	$41,775 (-) Land $7,575 Building $34,200
2022	$945.00	$41,775 Land $7,575 Building $34,200
2021			$167,100 Land $30,300 Building $136,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER SYSTEM serves 25,761 people · EPA ID TN0000559
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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