618 Ginger Dr, Smithville, TN 37166 Property Records

DeKalb County property record for 618 Ginger Dr, Smithville, TN 37166

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,200 sqft · built 2019
Lot Size	0.229 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,000 (Jun 2019)
Tax Bill	$665 (2022)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021073F C 00900`

Property Details

APN / Parcel Number

Primary APN	`021073F C 00900`
Alternative APN	`073F C 00900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Porch	Open Porch
Porch Area	144 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	618 GINGER DR
City	SMITHVILLE
State	TN
Zip	37166-2445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	DISTRICT: 9; SUBDIVISION: FRANK A EVANS S/D
Legal Subdivision	FRANK A EVANS S/D
Legal Lot Number	36
Jurisdiction	DE KALB TN
Township / Civil Division	7
Census Block Group	1
Census Block	1014
Census Tract	920201

Owner

Source: DeKalb County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	618 GINGER DR, SMITHVILLE, TN 37166-2445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage ONE BANK OF TENNESSEE
Jun 12, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF PUTNAM CNTY
Mar 8, 2019	Warranty Deed, Transfer · FHA Mortgage CARDINAL FIN'L
Mar 5, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2019 · Amount on Record
Deed Sale	Jun 12, 2019 · Amount on Record
Prior Sale	Mar 5, 2018 · Amount on Record
Deed Document Number	187442
Deed Book / Page	446 / 88
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	618 GINGER DR, SMITHVILLE, TN 37166-2445
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 GINGER DR, SMITHVILLE, TN 37166-2445

Mortgage

Document Number	0005190000000570
Date	Mar 4, 2022
Book Page	0000000519/0000000570
Instrument	202495

Lender

Name	ONE BANK OF TENNESSEE

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Jun 12, 2019
Property Address	618 GINGER DR, SMITHVILLE, TN 37166-2445
Document Number	0000187442
Book / Page	000446 / 000088
Instrument Date	May 28, 2019
Instrument	187442
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$551.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 GINGER DR SMITHVILLE TN 37166, SMITHVILLE, TN 37166

Mortgage

Document Number	187443
Date	Jun 12, 2019
Book Page	000446/000090
Instrument	187443

Lender

Name	BANK OF PUTNAM CNTY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Mar 8, 2019
Property Address	618 GINGER DR, SMITHVILLE, TN 37166-2445
Document Number	0000186347
Book / Page	000441 / 000424
Instrument Date	Mar 6, 2019
Instrument	186347
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$554.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 GINGER DR SMITHVILLE TN 37166, SMITHVILLE, TN 37166

Mortgage

Document Number	186348
Date	Mar 8, 2019
Book Page	000441/000428
Instrument	186348

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Mar 5, 2018
Property Address	618 GINGER DR, SMITHVILLE, TN 37166-2445
Document Number	0000182183
Book / Page	000424 / 000253
Instrument Date	Feb 28, 2018
Instrument	182183
Transaction Type	Transfer
Record Updated	May 2, 2018

Transaction

Amount	Amount Recorded
Tax	$140.60
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 OAK GLEN DR SMITHVILLE TN 371662235, SMITHVILLE, TN 37166-2235

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Municipality	Smithville City
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,450 (-) Land $3,000 Building $35,450
2023		$38,450 (-) Land $3,000 Building $35,450
2022	$665.00	$38,450 Land $3,000 Building $35,450	$153,800 (-) Land $12,000 Building $141,800
2021			$153,800 Land $12,000 Building $141,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHVILLE WATER SYSTEM serves 7,049 people · EPA ID TN0000637
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	DEKALB UTILITY DISTRICT #1
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DeKalb Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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