604 Ginger Dr, Smithville, TN 37166 Property Records

DeKalb County property record for 604 Ginger Dr, Smithville, TN 37166

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 1992
Lot Size	0.25 acres (10,900 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Sep 2023)
Tax Bill	$536 (2022)
Deeds & Mortgages	Oct 2024 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021073F C 01200`

Property Details

APN / Parcel Number

Primary APN	`021073F C 01200`
Alternative APN	`073F C 01200`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	360 sqft
Finished Basement	360 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1998
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,900 sqft (0.25 acres)
Lot Dimensions	100 ft deep x 109 ft wide
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	604 GINGER DR
City	SMITHVILLE
State	TN
Zip	37166-2445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	DISTRICT: 9; SUBDIVISION: FRANK A EVANS S/D
Legal Subdivision	FRANK A EVANS S/D
Legal Lot Number	39 115
Jurisdiction	DE KALB TN
Township / Civil Division	7
Census Block Group	1
Census Block	1014
Census Tract	920201

Owner

Source: DeKalb County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	604 GINGER DR, SMITHVILLE, TN 37166-2445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2024	Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE
Sep 20, 2023	Warranty Deed, Transfer · FHA Mortgage THRIVE MORTGAGE
Jan 11, 2019	Warranty Deed, Transfer · FHA Mortgage ISERVE RESID'L LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2023 · Amount on Record
Deed Sale	Sep 20, 2023 · Amount on Record
Prior Sale	Jan 11, 2019 · Amount on Record
Deed Document Number	210995
Deed Book / Page	557 / 777
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	604 GINGER DR, SMITHVILLE, TN 37166-2445
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 GINGER DR, SMITHVILLE, TN 37166-2445
Investor	Possibly a Property Investor

Mortgage

Document Number	0005820000000017
Date	Oct 30, 2024
Book Page	0000000582/0000000017
Instrument	216338

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Sep 20, 2023
Property Address	604 GINGER DR, SMITHVILLE, TN 37166-2445
Document Number	0005570777
Book / Page	557 / 777
Instrument Date	Sep 15, 2023
Instrument	210995
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7.37
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 GINGER DR, SMITHVILLE, TN 37166-2445
Investor	Possibly a Property Investor

Mortgage

Document Number	0000210996
Date	Sep 20, 2023
Instrument	210996

Lender

Name	THRIVE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2053

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Jan 11, 2019
Property Address	604 GINGER DR, SMITHVILLE, TN 37166-2445
Document Number	0000185748
Book / Page	000439 / 000192
Instrument Date	Jan 11, 2019
Instrument	185748
Transaction Type	Transfer
Record Updated	Mar 1, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.93
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 GINGER DR SMITHVILLE TN 371662445, SMITHVILLE, TN 37166-2445

Mortgage

Document Number	185749
Date	Jan 11, 2019
Book Page	000439/000195
Instrument	185749

Lender

Name	ISERVE RESID'L LNDG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2049

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Municipality	Smithville City
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,950 (-) Land $3,750 Building $27,200
2023		$30,950 (-) Land $3,750 Building $27,200
2022	$536.00	$30,950 Land $3,750 Building $27,200	$123,800 (-) Land $15,000 Building $108,800
2021			$123,800 Land $15,000 Building $108,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHVILLE WATER SYSTEM serves 7,049 people · EPA ID TN0000637
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	DEKALB UTILITY DISTRICT #1
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DeKalb Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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