Santa Cruz County property record for 618 Ester Way, Watsonville, CA 95076 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,236 sqft · built 1971 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $520,000 (Mar 2025) |
| Tax Bill | $5,565 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 017-352-10 |
| Primary APN | 017-352-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,236 sqft Living Area |
| Gross Area | 1,924 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 3,920 sqft (0.09 acres) |
| Garage Type | Attached |
| Garage Area | 688 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 618 ESTER WAY |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-3514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 525 |
| Legal Subdivision | 525 BAY VILLAGE SUB 2 |
| Legal Tract | 525 |
| Legal Lot Number | 110 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 110102 |
Source: Santa Cruz County records · APN 017-352-10
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 752, AROMAS, CA 95004-0752 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Feb 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Nov 30, 2018 | Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 17, 2025 · Amount on Record |
| Deed Sale | Mar 17, 2025 · Amount on Record |
| Prior Sale | Nov 30, 2018 · Amount on Record |
| Deed Document Number | 20255093 |
| Prior Transfer Date | Jul 28, 2005 |
| Prior Transfer Doc | 0000059525 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 618 ESTER WAY, WATSONVILLE, CA 95076-3514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FATC SALINAS |
| Name | Verified Name |
|---|
| Document Number | 0000006941 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 2020-0006941 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 30, 2018 |
| Property Address | 618 ESTER WAY, WATSONVILLE, CA 95076-3514 |
| Document Number | 0000035684 |
| Map Reference | MB 50 PG 55 |
| Instrument Date | Nov 27, 2018 |
| Instrument | 2018-0035684 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 618 ESTER WAY, WATSONVILLE, CA 95076-3514 |
| Document Number | 0000035685 |
|---|---|
| Date | Nov 30, 2018 |
| Instrument | 2018-0035685 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $530,400 (+26.79%) Land $392,496 Building $137,904 | ||
| 2025 | $5,565.00 (+13.34%) Homeowner's exemption | $418,320 (+4.04%) Land $292,824 Building $125,496 | |
| 2023 | $4,910.00 (+1.89%) Homeowner's exemption | $402,076 Land $281,453 Building $120,623 | $422,190 |
| 2022 | $4,819.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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