610 Ester Way, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 610 Ester Way, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 892 sqft · built 1971
Lot Size0.078 acres (3,398 sqft)
Owner2 Individual Names on Record
Last Sale$272,000 (May 2015)
Tax Bill$4,424 (2025)
Deeds & MortgagesJun 2019 Mortgage
Flood ZoneZone AE (high risk)
APN017-352-14

Property Details

APN / Parcel Number

Primary APN017-352-14
Alternative APN
  • 017-352-14-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area892 sqft Living Area
Gross Area1,236 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area3,398 sqft (0.078 acres)
Garage TypeAttached
Garage Area344 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address610 ESTER WAY
CityWATSONVILLE
StateCA
Zip95076-3514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBAY VILLAGE 02 TR 525
Legal Lot Number114
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group2
Census Block2015
Census Tract110102

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address610 ESTER WAY, WATSONVILLE, CA 95076-3514
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2015 · Amount on Record
Deed SaleMay 11, 2015 · Amount on Record
Prior SaleJan 31, 2012 · Amount on Record
Deed Document Number201517846
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address610 ESTER WAY, WATSONVILLE, CA 95076-3514
Document Number0000019752
Instrument DateJun 21, 2019
Transaction TypeMortgage
Record UpdatedJul 30, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address610 ESTER WAY WATSONVILLE CA 950763514, WATSONVILLE, CA 95076-3514

Mortgage

Document Number0000019752
DateJul 16, 2019
Instrument19752
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 15, 2049

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$333,441 (+2%) Land $233,409 Building $100,032
2025$4,424.00 (+13.67%) Homeowner's exemption$326,903 (+4.04%) Land $228,832 Building $98,071
2023$3,892.00 (+1.94%) Homeowner's exemption$314,210 Land $219,947 Building $94,263$413,010
2022$3,818.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 115 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies115 in force
Nearby Flood Claims19 (2022–2023)
Most Recent ClaimMar 2023 · Severe Winter Storms And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,034 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

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