618 Cutter Ct, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 618 Cutter Ct, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,188 sqft · built 1991
Lot Size	0.117 acres (5,073 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,000 (May 2012)
Tax Bill	$3,469 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-610-90014995`

Property Details

APN / Parcel Number

Primary APN	`06-610-90014995`
Alternative APNs	`6-610-90014995` `61090014995`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,188 sqft Living Area
1st Floor Area	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,073 sqft (0.117 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	61090014995
Street Address	618 CUTTER CT
City	ANNAPOLIS
State	MD
Zip	21401-8200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10B-R BK E SC 2 P OXFORD LANDING
Legal Subdivision	OXFORD LANDING
Legal Block	E
Legal Lot Number	10BR
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2001
Census Tract	702500

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	618 CUTTER CT, ANNAPOLIS, MD 21401-8200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Nov 22, 2017	Quit Claim Deed, Transfer · FHA Mortgage SEVERN SVGS BK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2012 · Amount on Record
Deed Sale	May 31, 2012 · Amount on Record
Prior Sale	Dec 8, 2003 · Amount on Record
Deed Book / Page	24717 / 122
Last Transfer Date	Oct 26, 2017
Transfer Doc	0031595274
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	618 CUTTER CT, ANNAPOLIS, MD 21401-8200
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 CUTTER CT, ANNAPOLIS, MD 21401-8200

Mortgage

Document Number	0416390170
Date	Sep 12, 2025
Book Page	41639/170

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 22, 2017
Property Address	618 CUTTER CT, ANNAPOLIS, MD 21401-8200
Document Number	0315950274
Book / Page	031595 / 000274
Instrument Date	Oct 26, 2017
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	EAGLE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	618 CUTTER CT ANNAPOLIS MD 214018200, ANNAPOLIS, MD 21401-8200

Mortgage

Document Number	315950277
Date	Nov 22, 2017
Book Page	031595/000277

Lender

Name	SEVERN SVGS BK FSB
Type	Federal Savings Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,900 (+4.45%) Land $121,800 Building $131,100	$252,900 (-) Land $121,800 Building $131,100
2025	$3,469.00 (+9.54%)	$242,133 (+9.76%)	$252,900 (+14.64%) Land $121,800 Building $131,100
2023	$3,167.00	$220,600 Land $121,800 Building $98,800	$220,600 Land $121,800 Building $98,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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