617 Cutter Ct, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 617 Cutter Ct, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,364 sqft · built 1991
Lot Size	0.143 acres (6,228 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Sep 1998)
Tax Bill	$3,452 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-610-90014994`

Property Details

APN / Parcel Number

Primary APN	`06-610-90014994`
Alternative APNs	`6-610-90014994` `61090014994`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,364 sqft Living Area
1st Floor Area	704 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,228 sqft (0.143 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	61090014994
Street Address	617 CUTTER CT
City	ANNAPOLIS
State	MD
Zip	21401-8201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10A-R BK E SC 2 P OXFORD LANDING
Legal Subdivision	OXFORD LANDING
Legal Block	E
Legal Lot Number	10AR
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2001
Census Tract	702500

Owner

Source: Anne Arundel County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	617 CUTTER CT, ANNAPOLIS, MD 21401-8201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 23, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 1998 · Amount on Record
Deed Sale	Sep 3, 1998 · Amount on Record
Prior Sale	Nov 21, 1991 · Amount on Record
Deed Document Number	199811050
Deed Book / Page	8669 / 563
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	617 CUTTER CT, ANNAPOLIS, MD 21401-8201
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 CUTTER CT, ANNAPOLIS, MD 21401-8201

Mortgage

Document Number	0381200249
Date	Dec 22, 2021
Book Page	38120/249

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 1, 2051

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ANNE ARUNDEL MD
Property Address	617 CUTTER CT, ANNAPOLIS, MD 21401-8201
Document Number	0315820405
Book / Page	031582 / 000405
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 CUTTER CT ANNAPOLIS MD 214018201, ANNAPOLIS, MD 21401-8201

Mortgage

Document Number	0315820405
Date	Nov 20, 2017
Book Page	031582/000405

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$251,733 (+10.02%)	$263,200 (+15.03%) Land $123,800 Building $139,400
2024	$3,452.00 (+5.08%)
2023	$3,285.00	$228,800 Land $123,800 Building $105,000	$228,800 Land $123,800 Building $105,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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