618 Central Ave, Sparta, WI 54656 Property Records

Monroe County property record for 618 Central Ave, Sparta, WI 54656

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$134,000 (Dec 2022)
Tax Bill	$1,041 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Dec 2022 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`281-00705-0000`

Property Details

APN / Parcel Number

Primary APN	`281-00705-0000`
Alternative APN	`281-090-000-004`

Exterior

Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	618 CENTRAL AVE
City	SPARTA
State	WI
Zip	54656-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL B OF 13CSM147 #489332, BEING PRT OF LOTS 4 & 5 OF BINGHAM'S SUBD
Legal Range	04W
Legal Township	17N
Legal Section	14
Legal Subdivision	L S BINGHAMS
Legal Lot Number	B
Jurisdiction	MONROE WI
Township / Civil Division	SPARTA
Census Block Group	1
Census Block	1004
Census Tract	950300

Owner

Source: Monroe County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	618 CENTRAL AVE, SPARTA, WI 54656-1605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF ONTARIO
Dec 12, 2022	Warranty Deed, Transfer · Construction Mortgage BANK OF ONTARIO
Nov 5, 2018	Warranty Deed, Construction Loan · Construction Mortgage BANK OF ONTARIO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2022 · Amount on Record
Deed Sale	Dec 12, 2022 · Amount on Record
Prior Sale	Nov 5, 2018 · Amount on Record
Deed Document Number	2022712588
Prior Transfer Date	Nov 3, 2022
Prior Transfer Doc	0000712588
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	618 CENTRAL AVE, SPARTA, WI 54656-1605
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000713023
Date	Jan 12, 2023
Instrument	713023

Lender

Name	BANK OF ONTARIO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	72 Months
Due	Jan 7, 2028

Interest

Rate Type	Fixed Rate

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Dec 12, 2022
Property Address	618 CENTRAL AVE, SPARTA, WI 54656-1605
Document Number	0000712588
Map Reference	MB13PG147DOC489332
Instrument Date	Dec 7, 2022
Instrument	712588
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	MONROE COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$402.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000712589
Date	Dec 12, 2022
Instrument	712589

Lender

Name	BANK OF ONTARIO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Jan 7, 2028

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Nov 5, 2018
Property Address	618 CENTRAL AVE, SPARTA, WI 54656-1605
Document Number	0000676795
Instrument Date	Nov 2, 2018
Instrument	676795
Transaction Type	Construction Loan
Record Updated	Feb 7, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000676796
Date	Nov 5, 2018
Instrument	676796

Lender

Name	BANK OF ONTARIO

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Monroe County
Municipality	Sparta City
Unified School District	Sparta Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,041.00 (+20.21%) Homeowner's exemption	$81,400 (+12.28%) Land $13,300 Building $68,100	$81,300 (+14.03%)
2023	$866.00 Homeowner's exemption	$72,500 Land $9,600 Building $62,900	$71,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATERWORKS serves 10,025 people · EPA ID WI6420297
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lynxx Networks.

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