614 Central Ave, Sparta, WI 54656 Property Records

Monroe County property record for 614 Central Ave, Sparta, WI 54656

Property Summary

Property Type	Single Family Home
Lot Size	0.296 acres (12,937 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jan 2024)
Tax Bill	$1,817 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Oct 2023 Foreclosure + 4 more
Flood Zone	Zone X (minimal risk)
APN	`281-00705-5000`

Property Details

APN / Parcel Number

Primary APN	`281-00705-5000`
Alternative APN	`281-090-000-0045`

Exterior

Lot Area	12,937 sqft (0.296 acres)

Location & Zoning

Street Address	614 CENTRAL AVE
City	SPARTA
State	WI
Zip	54656-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL C OF 13 CSM'S 147, LOCATED IN PRT LOTS 4 & 5 OF BINGHAM'S SUBD
Legal Lot Number	C
Jurisdiction	MONROE WI
Township / Civil Division	SPARTA
Census Block Group	1
Census Block	1004
Census Tract	950300

Owner

614 Central Ave is owned and occupied by an individual who bought it in January 2024.

Source: Monroe County records, as of February 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	614 CENTRAL AVE, SPARTA, WI 54656-1605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Warranty Deed, Transfer · Conventional Mortgage COOP CU MONTEVIDEO
Oct 25, 2023	Sheriff's Deed, Foreclosure Foreclosure Auction
Apr 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK
Jul 8, 2020	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK
Jul 8, 2020	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK
Jan 31, 2017	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2024 · Amount on File
Deed Sale	Jan 16, 2024 · Amount on File
Prior Sale	Oct 25, 2023 · Amount on File
Deed Document Number	718995
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Jan 16, 2024
Property Address	614 CENTRAL AVE, SPARTA, WI 54656-1605
Document Number	0000718995
Map Reference	MB 13 PG 147
Instrument Date	Jan 16, 2024
Instrument	718995
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	MONROE CMNTY TITLE, MONROE COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000718996
Date	Jan 16, 2024
Instrument	718996

Lender

Name	COOP CU MONTEVIDEO
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MONROE WI
Recording Date	Oct 25, 2023
Property Address	614 CENTRAL AVE, SPARTA, WI 54656-1605
Document Number	0000717721
Map Reference	MB13 PG147 DOC489332
Instrument Date	Oct 5, 2023
Instrument	717721
Transaction Type	Foreclosure
Record Updated	Nov 15, 2023

Transaction

Amount	Amount on Record
Tax	$297.00
Amount Accuracy	Rounded by County
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16986 ICARUS RD, SPARTA, WI 54656-3526

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	614 CENTRAL AVE, SPARTA, WI 54656-1605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	679508
Date	Apr 12, 2019
Instrument	679508

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2049

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Jul 8, 2020
Property Address	614 CENTRAL AVE, SPARTA, WI 54656-1605
Document Number	0000689828
Map Reference	MB 13 PG 147
Instrument Date	Jul 8, 2020
Instrument	689828
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	MONROE CMNTY TITLE, MONROE COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000689829
Date	Jul 8, 2020
Instrument	689829

Lender

Name	ASSOCIATED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Jul 8, 2020
Property Address	614 CENTRAL AVE, SPARTA, WI 54656-1605
Document Number	689828
Map Reference	MB 13 PG 147
Instrument Date	Jul 8, 2020
Instrument	689828
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	MONROE COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	689829
Date	Jul 8, 2020
Instrument	689829

Lender

Name	ASSOCIATED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Jan 31, 2017
Property Address	614 CENTRAL AVE, SPARTA, WI 54656-1605
Document Number	0000662992
Instrument Date	Jan 27, 2017
Instrument	662992
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	662993
Date	Jan 31, 2017
Instrument	662993

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 614 Central Ave was $1,817 with a homeowner's exemption.

Source: Monroe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Monroe County
Municipality	Sparta City
Unified School District	Sparta Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,817.00 Homeowner's exemption	$130,000 Land $20,600 Building $109,400	$129,900
2023	$1,350.00 (-5.79%) Homeowner's exemption	$102,700 (+5.99%) Land $14,900 Building $87,800	$101,100 (+4.77%)
2022	$1,433.00 Homeowner's exemption	$96,900 Land $14,900 Building $82,000	$96,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 614 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 614 Central Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATERWORKS serves 10,025 people · EPA ID WI6420297
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lynxx Networks.

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