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618 Cedar St, Loudon, TN 37774 Property Records

Loudon County property record for 618 Cedar St, Loudon, TN 37774

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,596 sqft · built 1920
Lot Size0.117 acres (5,140 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Mar 2021)
Tax Bill$1,183 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Jan 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN053041A F 02200

Property Details

APN / Parcel Number

Primary APN053041A F 02200
Alternative APNs
  • 041A F 02200 000041A
  • 041A F 02200

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area1,596 sqft Living Area
1st Floor Area1,020 sqft
Upper Floors Area576 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2009
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,140 sqft (0.117 acres)
Lot Dimensions100 ft deep x 50 ft wide

Exterior Amenities

PorchEnclosed Porch
Porch Area240 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number041A F 02200 000041A
Street Address618 CEDAR ST
CityLOUDON
StateTN
Zip37774-1109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionTOWN OF LOUDON 7 1 044C G 044C 01100 000
Legal SubdivisionTOWN OF LOUDON
Legal Lot Number7 1
JurisdictionLOUDON TN
Township / Civil Division1
Census Block Group2
Census Block2026
Census Tract60600

Owner

Source: Loudon County assessment roll, APN 053041A F 02200, as of May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address618 CEDAR ST, LOUDON, TN 37774-1109
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2021Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA
Jan 25, 2021Quit Claim Deed, Transfer
Quitclaim
Nov 12, 2019Trustee's Deed, Construction Loan · Construction Mortgage
CARLTON J DITTO
Nov 01, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 23, 2021 · Amount on Record
Deed SaleMar 23, 2021 · Amount on Record
Prior SaleJan 25, 2021 · Amount on Record
Deed Document Number21003728
Deed Book / PageD0432 / 891
Record UpdatedJun 08, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDON TN
Recording DateMar 23, 2021
Property Address618 CEDAR ST, LOUDON, TN 37774-1109
Document NumberD0432/891
Book / PageD0432 / 891
Instrument DateMar 22, 2021
Instrument21003728
Transaction TypeTransfer
Record UpdatedJul 26, 2021
Title CompanySOUTHEASTERN TITLE AND ABSTRACT, SOUTHEASTERN TTL & ABSTRACT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$666.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address618 CEDAR ST, LOUDON, TN 37774-1109

Mortgage

Document Number21003729
DateMar 23, 2021
Instrument21003729
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOUDON TN
Recording DateJan 25, 2021
Property Address618 CEDAR ST, LOUDON, TN 37774-1109
Document NumberD0431/19
Book / PageD0431 / 19
Map ReferenceMB D417 PG 474&475
Instrument DateJan 23, 2021
Instrument21001012
Transaction TypeTransfer
Record UpdatedJul 26, 2021

Transaction

AmountAmount Recorded
Tax$1.11
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5821 MATLOCK BEND RD E, LOUDON, TN 37774-5570

November 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionLOUDON TN
Recording DateNov 12, 2019
Property Address618 CEDAR ST, LOUDON, TN 37774-1109
Book / Page001431 / 000583
Instrument DateOct 16, 2019
Instrument10111
Transaction TypeConstruction Loan
Record UpdatedNov 21, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address618 CEDAR ST LOUDON TN 377741109, LOUDON, TN 37774-1109

Mortgage

Document Number0000010111
DateNov 12, 2019
Book Page001431/000583
Instrument10111
Lender
NameCARLTON J DITTO
AddressPO BOX 3152, CHATTANOOGA, TN 37404-0152
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueNov 11, 2020
Interest
Rate12%

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOUDON TN
Recording DateNov 01, 2019
Property Address618 CEDAR ST, LOUDON, TN 37774-1109
Document Number0000009764
Book / Page000417 / 000474
Instrument DateOct 09, 2019
Instrument9764
Transaction TypeTransfer
Record UpdatedNov 13, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$136.90
Amount AccuracyConfirmed
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address618 CEDAR ST LOUDON TN 377741109, LOUDON, TN 37774-1109

Tax Assessment & Valuation

Source: Loudon County assessment roll as of May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLoudon County
MunicipalityLoudon City
Unified School DistrictLoudon County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,183.00$40,000 (-) Land $2,600 Building $37,400
2024$1,183.00 (+169.48%)$40,000 (-) Land $2,600 Building $37,400
2023$40,000 (-) Land $2,600 Building $37,400
2022$439.00$40,000 Land $2,600 Building $37,400$160,000 (-) Land $10,400 Building $149,600
2021$160,000 Land $10,400 Building $149,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Loudon County (47105C), as of May 16, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 347 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TN0000409, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLOUDON UTILITIES BOARD
serves 16,047 people
Water SourceSurface water
Last State InspectionDec 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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