613 Cedar St, Loudon, TN 37774 Property Records

Loudon County property record for 613 Cedar St, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 2022
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$184,000 (Sep 2022)
Tax Bill	$980 (2025)
Deeds & Mortgages	Nov 2023 Transfer Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041H-G-017.00`

Property Details

APN / Parcel Number

Primary APN	`041H-G-017.00`
Alternative APNs	`041H G 01700 000041A` `01041AG041H01700` `053041H G 01700`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Custom Design
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Finished/Open Porch
Deck Area	9 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	613 CEDAR ST
City	LOUDON
State	TN
Zip	37774-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	TOWN OF LOUDON LOT: 19 01 044C G 044C 01900 000 50 X 150
Legal Subdivision	TOWN OF LOUDON
Legal Lot Number	19
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2025
Census Tract	60600

Owner

Source: Loudon County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	613 CEDAR ST, LOUDON, TN 37774-1108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Intrafamily Transfer, Transfer
Sep 13, 2022	Warranty Deed, Transfer · Conventional Mortgage ORNL FCU
Jun 28, 2021	Warranty Deed, Transfer GENESIS R/E TITLE LLC, GENESIS REAL ESTATE TTL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2022 · Amount on Record
Deed Sale	Sep 13, 2022 · Amount on Record
Prior Sale	Jun 28, 2021 · Amount on Record
Deed Document Number	202210694
Deed Book / Page	453 / 234
Last Transfer Date	Oct 31, 2023
Transfer Doc	00D467/622
Record Updated	Jun 8, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDON TN
Recording Date	Nov 7, 2023
Property Address	613 CEDAR ST, LOUDON, TN 37774-1108
Document Number	00D467/622
Book / Page	D467 / 622
Instrument Date	Oct 31, 2023
Instrument	23010054
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 CEDAR ST, LOUDON, TN 37774-1108

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Sep 13, 2022
Property Address	613 CEDAR ST, LOUDON, TN 37774-1108
Document Number	0D0453/234
Book / Page	D0453 / 234
Instrument Date	Sep 8, 2022
Instrument	22010694
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	NOT AVAILABLE, 7 TITLE NORTHSHORE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 CEDAR ST, LOUDON, TN 37774-1108

Mortgage

Document Number	0022010695
Date	Sep 13, 2022
Instrument	22010695

Lender

Name	ORNL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2042

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Jun 28, 2021
Property Address	613 CEDAR ST, LOUDON, TN 37774-1108
Document Number	0D0436/628
Book / Page	D0436 / 628
Instrument Date	Jun 25, 2021
Instrument	21008279
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	GENESIS R/E TITLE LLC, GENESIS REAL ESTATE TTL LLC

Transaction

Amount	Amount Recorded
Tax	$18.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 CEDAR ST, LOUDON, TN 37774-1405
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Municipality	Loudon City
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$980.00 (+67.24%)	$33,150 (-) Land $3,675 Building $29,475	$132,600 (+802.04%) Land $14,700 Building $117,900
2024	$586.00 (+1,365%)	$33,150 (-) Land $3,675 Building $29,475
2023		$33,150 (+802.04%) Land $3,675 Building $29,475
2022	$40.00	$3,675 Land $3,675	$14,700 (-88.91%) Land $14,700
2021			$132,600 Land $14,700 Building $117,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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