Okaloosa County property record for 618 Benning Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,874 sqft · built 1970 |
| Lot Size | 0.435 acres (18,966 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Feb 2025) |
| Tax Bill | $3,673 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Feb 2025 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-589-4799-5 |
| Primary APN | C56-000-589-4799-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,874 sqft Heated Area |
| Gross Area | 2,361 sqft |
| 1st Floor Area | 1,064 sqft |
| Upper Floors Area | 810 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 18,966 sqft (0.435 acres) |
| Lot Width | 95 ft Width |
| Garage Type | Finished |
| Garage Area | 308 sqft |
| Porch | Open Porch |
| Porch Area | 179 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 618 BENNING DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALHOUN S/D DESTIN S 25 FT OF STAHLMAN & N 69.86FT OF LOT H2 BLK H LESS E 100FT |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | CALHOUN S/D |
| Legal Block | H |
| Legal Lot Number | H2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 23306 |
618 Benning Dr is owned and occupied by an individual who bought it in February 2025.
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 618 BENNING DR, DESTIN, FL 32541-1720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 14, 2025 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 29, 2022 | Warranty Deed, Transfer · Line of Credit THE FIRST A NATIONAL BANKING ASSN |
| Oct 21, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Jul 25, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2025 · Amount on File |
| Deed Sale | Feb 14, 2025 · Amount on File |
| Prior Sale | Nov 29, 2022 · Amount on File |
| Deed Document Number | 3737527 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 618 BENNING DR, DESTIN, FL 32541-1720 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 618 BENNING DR, DESTIN, FL 32541-1720 |
| Document Number | 0003785701 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 3785701 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 618 BENNING DR, DESTIN, FL 32541-1720 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Title Company | FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 995 AIRPORT RD 16, 16, DESTIN, FL 32541-1850 |
| Document Number | 0003737528 |
|---|---|
| Date | Feb 14, 2025 |
| Instrument | 3737528 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 29, 2022 |
| Property Address | 618 BENNING DR, DESTIN, FL 32541-1720 |
| Document Number | 0036523841 |
| Book / Page | 3652 / 3841 |
| Map Reference | MB 2 PG 43A |
| Instrument Date | Nov 28, 2022 |
| Instrument | 3593037 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2022 |
| Title Company | NOT AVAILABLE, FOUNDATION T&E SERIES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,283.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 266 CASWELL DR, GAHANNA, OH 43230-6224 |
| Name | Verified Name |
|---|---|
| Address | 618 BENNING DR, DESTIN, FL 32541-1720 |
| Document Number | 0036523843 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 3652/3843 |
| Name | THE FIRST A NATIONAL BANKING ASSN |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 5, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 21, 2022 |
| Property Address | 618 BENNING DR, DESTIN, FL 32541-1720 |
| Document Number | 0036480623 |
| Book / Page | 3648 / 623 |
| Map Reference | MB 2 PG 43-A |
| Instrument Date | Oct 21, 2022 |
| Instrument | 3586392 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $735.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 618 BENNING DR, 618, DESTIN, FL 32541-1720 |
| Name | Verified Name |
|---|---|
| Address | 1014 AIRPORT RD UNIT 132, 132, DESTIN, FL 32541-2887 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 8, 2021 |
| Property Address | 618 BENNING DR, DESTIN, FL 32541-1720 |
| Document Number | 0035381189 |
| Book / Page | 3538 / 1189 |
| Map Reference | MB 2 PG 43-A |
| Instrument Date | Apr 7, 2021 |
| Instrument | 3445039 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Title Company | CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 333 CALHOUN AVE, 333, DESTIN, FL 32541-1507 |
| Name | Verified Name |
|---|---|
| Address | 618 BENNING DR, DESTIN, FL 32541-1720 |
| Document Number | 35381191 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 3538/1191 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 25, 2019 |
| Property Address | 618 BENNING DR, DESTIN, FL 32541-1720 |
| Document Number | 0034103466 |
| Book / Page | 003410 / 003466 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 3293578 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,603.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 333 CALHOUN AVE DESTIN FL 325411507, DESTIN, FL 32541-1507 |
The 2025 property tax bill for 618 Benning Dr was $3,673 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,673.00 Homeowner's exemption | $349,233 | $417,817 Land $131,025 Building $286,792 |
| 2023 | $4,642.00 (+19.21%) | $388,591 (+7.47%) Land $118,886 Building $269,705 | $388,591 (+7.47%) Land $118,886 Building $269,705 |
| 2022 | $3,894.00 Homeowner's exemption | $361,592 Land $108,078 Building $253,514 | $361,592 Land $108,078 Building $253,514 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 618 Benning Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 96 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 73 (1994–2020) |
| Claims Outside the SFHA | 47 of 73 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 618 Benning Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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