Okaloosa County property record for 608 Benning Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,233 sqft · built 1970 |
| Lot Size | 0.435 acres (18,971 sqft) |
| Owner | Individual Name on File |
| Last Sale | $399,000 (Jan 2020) |
| Tax Bill | $3,694 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-4797-9 |
| Primary APN | C56-000-589-4797-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,233 sqft Heated Area |
| Gross Area | 2,412 sqft |
| 1st Floor Area | 1,341 sqft |
| Upper Floors Area | 840 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 18,971 sqft (0.435 acres) |
| Lot Width | 95 ft Width |
| Porch | Porch |
| Porch Area | 35 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 608 BENNING DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALHOUN S/D DESTIN N 94.86 FT OF S 544.19 FT OF BLK H 2 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | CALHOUN S/D |
| Legal Block | H |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 23306 |
608 Benning Dr is owned and occupied by an individual who bought it in January 2020.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 327 JACKSON ST, SAINT CHARLES, MO 63301-3432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · VA Mortgage PS FINANCIAL SERVICES LLC |
| Jan 28, 2020 | Warranty Deed, Transfer · VA Mortgage INTERLINC MORTGAGE SERVICES LLC |
| Jun 7, 2018 | Grant Deed, Subdivision Related Transfer H AND S TITLE AND ESCROW INC |
| Jun 13, 2017 | Warranty Deed, Transfer H AND S TITLE AND ESCROW INC, H&S TITLE & ESCROW INC |
| Mar 17, 2017 | Warranty Deed, Transfer · Construction Mortgage FOUNDATION REALTY SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2020 · Amount on File |
| Deed Sale | Jan 28, 2020 · Amount on File |
| Prior Sale | Jun 7, 2018 · Amount on File |
| Deed Document Number | 3333203 |
| Deed Book / Page | 3440 / 3935 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 608 BENNING DR, DESTIN, FL 32541-1720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 608 BENNING DR, DESTIN, FL 32541-1720 |
| Document Number | 0035310891 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 3531/891 |
| Instrument | 3436611 |
| Name | PS FINANCIAL SERVICES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | MIAMI, FL 33156 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 28, 2020 |
| Property Address | 608 BENNING DR, DESTIN, FL 32541-1720 |
| Document Number | 0034403935 |
| Book / Page | 3440 / 3935 |
| Map Reference | MB 2 PG 43-A |
| Instrument Date | Jan 27, 2020 |
| Instrument | 3333203 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,793.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2987 W FM 852, 2987, WINNSBORO, TX 75494-4517 |
| Name | Verified Name |
|---|---|
| Address | 608 BENNING DR, DESTIN, FL 32541-1720 |
| Document Number | 0034403937 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 3440/3937 |
| Name | INTERLINC MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 7, 2018 |
| Property Address | 608 BENNING DR, DESTIN, FL 32541-1720 |
| Document Number | 0033533145 |
| Book / Page | 003353 / 003145 |
| Instrument Date | May 22, 2018 |
| Instrument | 3211986 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 5, 2018 |
| Title Company | H AND S TITLE AND ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,688.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 608 BENNING DR DESTIN FL 325411720, DESTIN, FL 32541-1720 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 13, 2017 |
| Property Address | 608 BENNING DR, DESTIN, FL 32541-1720 |
| Document Number | 0033032925 |
| Book / Page | 003303 / 002925 |
| Instrument Date | Jun 6, 2017 |
| Instrument | 3140566 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2017 |
| Title Company | H AND S TITLE AND ESCROW INC, H&S TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,244.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 6074 MIRAMAR BEACH FL 325501001, MIRAMAR BEACH, FL 32550-1001 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 17, 2017 |
| Property Address | 608 BENNING DR, DESTIN, FL 32541-1720 |
| Document Number | 0032912537 |
| Book / Page | 003291 / 002537 |
| Instrument Date | Mar 8, 2017 |
| Instrument | 3123620 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2017 |
| Title Company | H AND S TITLE AND ESCROW INC, H&S TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 981 HIGHWAY 98 E DESTIN FL 325412584, DESTIN, FL 32541-2584 |
| Document Number | 32912539 |
|---|---|
| Date | Mar 17, 2017 |
| Book Page | 003291/002539 |
| Instrument | 3123622 |
| Name | FOUNDATION REALTY SERVICES INC |
|---|---|
| Address | PO BOX 5793, DESTIN, FL 32540-5793 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 16, 2018 |
The 2025 property tax bill for 608 Benning Dr was $3,694 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,694.00 Homeowner's exemption | $351,018 | $441,928 Land $145,583 Building $296,345 |
| 2023 | $3,496.00 (+2.49%) Homeowner's exemption | $331,189 (+3%) | $430,377 (+7.47%) Land $132,096 Building $298,281 |
| 2022 | $3,411.00 Homeowner's exemption | $321,543 | $400,448 Land $120,087 Building $280,361 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 608 Benning Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 96 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 73 (1994–2020) |
| Claims Outside the SFHA | 47 of 73 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 608 Benning Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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