6178 Vanwert Rd, Homer, MI 49245 Property Records

Calhoun County property record for 6178 Vanwert Rd, Homer, MI 49245

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,480 sqft · built 1980
Lot Size	6.8 acres (296,208 sqft)
Owner	Individual Name on File
Last Sale	$318,000 (May 2022)
Tax Bill	$4,825 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-010-012-00`

Property Details

APN / Parcel Number

Primary APN	`12-010-012-00`
Alternative APN	`13-12-010-012-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	1,284 sqft
Basement Area	1,284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	296,208 sqft (6.8 acres)
Garage Area	1,025 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6178 VANWERT RD
City	HOMER
State	MI
Zip	49245-9751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMER TOWNSHIP T4S R4W SECTION 1 BEG 1320 FT N & 33 FT N 85?13' W OF E 1/4 POST, N 85?13' W 701.97 FT, N 422 FT, S 85?13' E 701.97 FT, S 422 FT 6.8 AC +/-
Legal Range	04W
Legal Township	04S
Legal Section	01
Jurisdiction	CALHOUN MI
Township / Civil Division	HOMER
Census Block Group	2
Census Block	2000
Census Tract	3100

Owner

6178 Vanwert Rd is owned and occupied by an individual who bought it in May 2022.

Source: Calhoun County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	6178 VANWERT RD, HOMER, MI 49245-9751
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Jan 7, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2022 · Amount on File
Deed Sale	May 11, 2022 · Amount on File
Prior Sale	Jan 7, 2019 · Amount on File
Deed Book / Page	4659 / 701
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	May 11, 2022
Property Address	6178 VANWERT RD, HOMER, MI 49245-9751
Document Number	004659/701
Book / Page	4659 / 701
Instrument Date	May 6, 2022
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	MIDSTATE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6178 VANWERT RD, 6178, HOMER, MI 49245-9751

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E CESAR E CHAVEZ AVE # 12, 12, LANSING, MI 48906-4847

Mortgage

Document Number	0046590703
Date	May 11, 2022
Instrument	4659-0703

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Jan 7, 2019
Property Address	6178 VANWERT RD, HOMER, MI 49245-9751
Document Number	04288/0383
Book / Page	4288 / 0383
Instrument Date	Dec 14, 2018
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,513.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1830 CRALEY RD, WINDSOR, PA 17366-8966

Mortgage

Document Number	0004288385
Date	Jan 7, 2019
Instrument	4288/385

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6178 Vanwert Rd was $4,825 with a homeowner's exemption.

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Calhoun County
County Subdivision	Homer Township
Unified School District	Homer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,600 (+1.94%)
2025	$4,825.00 Homeowner's exemption	$152,640	$311,200 (+1.94%)
2024			$305,280 (+17%)
2023		$130,460	$260,920
2022	$2,783.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6178 Vanwert Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6178 Vanwert Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

Cell Coverage

4G LTE only, no 5G reported

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