Howard County property record for 6175 Downs Ridge Ct, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,656 sqft · built 1999 |
| Lot Size | 0.304 acres (13,235 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $725,000 (Oct 2020) |
| Tax Bill | $13,285 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-278509 |
| Primary APN | 01-278509 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,656 sqft Total Area |
| Basement Area | 1,120 sqft |
| Finished Basement | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,235 sqft (0.304 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 448 sqft |
| Deck Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 278509 |
|---|---|
| Street Address | 6175 DOWNS RIDGE CT |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-6598 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LOT 21 13,235 SQ 6175 DOWNS RIDGE CT DOWNS RIDGE RSB LT 1 & A |
| Legal Subdivision | DOWNS RIDGE |
| Legal Lot Number | 1,21 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 601206 |
6175 Downs Ridge Ct is owner-occupied and held in a trust since October 2020.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 6175 DOWNS RIDGE CT, ELKRIDGE, MD 21075-6598 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK/PINCKNEYVILLE |
| Oct 6, 2020 | Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2020 · Amount on File |
| Deed Sale | Oct 6, 2020 · Amount on File |
| Prior Sale | Jul 9, 2014 · Amount on File |
| Deed Book / Page | 19783 / 219 |
| Transfer Doc | 0054610245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 13, 2026 |
| Property Address | 6175 DOWNS RIDGE CT, ELKRIDGE, MD 21075-6598 |
| Document Number | 0231870314 |
| Book / Page | 23187 / 314 |
| Instrument Date | Mar 26, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 6175 DOWNS RIDGE CT, ELKRIDGE, MD 21075-6598 |
| Document Number | 2318000314, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 23187/314 |
| Name | FIRST NATIONAL BANK/PINCKNEYVILLE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 263 Months |
| Due | Mar 26, 2048 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 6, 2020 |
| Property Address | 6175 DOWNS RIDGE CT, ELKRIDGE, MD 21075-6598 |
| Document Number | 0197830219 |
| Book / Page | 19783 / 219 |
| Map Reference | MB 12892 |
| Instrument Date | Aug 19, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | UNIVERSAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6175 DOWNS RIDGE CT, ELKRIDGE, MD 21075-6598 |
| Document Number | 19783228 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 19783/228 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2050 |
The 2026 property tax bill for 6175 Downs Ridge Ct was $13,285, up 6.9% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,285.00 (+6.91%) | $868,500 (+6.98%) Land $216,100 Building $652,400 | $868,500 (-) Land $216,100 Building $652,400 |
| 2025 | $12,426.00 (+7.01%) | $811,867 | $868,500 Land $216,100 Building $652,400 |
| 2024 | $11,612.00 | ||
| 2023 | $698,600 Land $261,100 Building $437,500 | $698,600 Land $261,100 Building $437,500 | |
| 2022 | $7,583.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6175 Downs Ridge Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6175 Downs Ridge Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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