Howard County property record for 6170 Downs Ridge Ct, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,010 sqft · built 2000 |
| Lot Size | 0.252 acres (10,993 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $530,000 (Dec 2020) |
| Tax Bill | $9,113 (2026) |
| Deeds & Mortgages | Sep 2018 Line of Credit Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-278436 |
| Primary APN | 01-278436 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,010 sqft Total Area |
| Basement Area | 740 sqft |
| Finished Basement | 740 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,993 sqft (0.252 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 352 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 278436 |
|---|---|
| Street Address | 6170 DOWNS RIDGE CT |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-6550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LOT 26 10,993 SQ 6170 DOWNS RIDGE CT DOWNS RIDGE RS LT 13& 14 |
| Legal Subdivision | DOWNS RIDGE RESUB |
| Legal Lot Number | 13,14 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 601206 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6170 DOWNS RIDGE CT, ELKRIDGE, MD 21075-6550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Dec 16, 2020 | Deed, Transfer · Conventional Mortgage FIDELITY DIRECT MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2020 · Amount on Record |
| Deed Sale | Dec 16, 2020 · Amount on Record |
| Prior Sale | Mar 21, 2007 · Amount on Record |
| Deed Book / Page | 20024 / 405 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6170 DOWNS RIDGE CT, ELKRIDGE, MD 21075-6550 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | SECU TITLE SERVICE LLC |
| Name | Verified Name |
|---|
| Document Number | 0183530015 |
|---|---|
| Date | Sep 6, 2018 |
| Book Page | 18353/015 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Dec 16, 2020 |
| Property Address | 6170 DOWNS RIDGE CT, ELKRIDGE, MD 21075-6550 |
| Document Number | 0200240405 |
| Book / Page | 20024 / 405 |
| Map Reference | MB 12968 |
| Instrument Date | Nov 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6170 DOWNS RIDGE CT, ELKRIDGE, MD 21075-6550 |
| Document Number | 20024413 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 20024/413 |
| Name | FIDELITY DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,113.00 (+4.57%) Homeowner's exemption | $572,700 (+4.44%) Land $206,900 Building $365,800 | $572,700 (-) Land $206,900 Building $365,800 |
| 2025 | $8,715.00 (+63.02%) Homeowner's exemption | $548,367 (+9.74%) | $572,700 (+14.61%) Land $206,900 Building $365,800 |
| 2023 | $499,700 Land $251,900 Building $247,800 | $499,700 Land $251,900 Building $247,800 | |
| 2022 | $5,346.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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