6170 Spinnaker Loop, Lady Lake, FL 32159 Property Records

Lake County property record for 6170 Spinnaker Loop, Lady Lake, FL 32159 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2024
Square Footage2,391 sqft Living Area
Lot Size11,205 sqft (0.257 acres)
OccupancyOwner Occupied
Last Sale$520,000 (2025)
Tax Bill$1,402.00 (2024)

Property Details

APN / Parcel Number

Primary APN13-18-24-0526-000-00200
Alternative APN
  • 3922729

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,391 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 2024
Exterior MaterialBrick Veneer Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialShingle Roof
Lot Area11,205 sqft (0.257 acres)
Garage TypeFinished Garage
PorchOpen Porch
Porch Area404 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number3922729
Street Address6170 SPINNAKER LOOP
CityLADY LAKE
StateFL
Zip32159-5917
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHARBOR HILLS PHASE 6C A REPLAT PB 73 PG 61-62 LOT 2 ORB 6436 PG 455
Legal SubdivisionHARBOR HILLS
Legal Phase6C
Legal Lot Number2
JurisdictionLAKE FL
Minor Civil DivisionFRUITLAND PARK-LADY LAKE
Census Blockgroup2
Census Block2000
Census Tract30410

Owner

Source: Lake County records · APN 13-18-24-0526-000-00200

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address6170 SPINNAKER LOOP, LADY LAKE, FL 32159-5917
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2025Warranty Deed, Transfer · Line of Credit
UNITED SOUTHERN BANK
Nov 25, 2024Special Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 03, 2025 · Amount on Record
Deed SaleOct 03, 2025 · Amount on Record
Prior SaleNov 25, 2024 · Amount on Record
Deed Doc Number2025123053
Deed Book / Page6609 / 845
Record RefreshedJun 08, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateOct 03, 2025
Property Address6170 SPINNAKER LOOP, LADY LAKE, FL 32159-5917
Document Number0066090845
Book / Page6609 / 845
Map ReferenceMB 73 PG 61
Instrument DateSep 29, 2025
Instrument2025123053
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyGOLD SERVICES TITLE INSURANCE AGENCY COMPANY, GOLD SERVICE TTL INS AGCY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,640.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address12525 3RD ST E # E303, E303, TREASURE ISLAND, FL 33706-4481

Transferred To (Grantee/Buyer)

NameVerified Name
Address6170 SPINNAKER LOOP, LADY LAKE, FL 32159-5917

Mortgage

Document Number0006609846
DateOct 03, 2025
Instrument6609/846
Lender
NameUNITED SOUTHERN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 30, 2055
Interest
Rate TypeAdjustable Rate

November 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE FL
Recording DateNov 25, 2024
Property Address6170 SPINNAKER LOOP, LADY LAKE, FL 32159-5917
Document Number0064360455
Book / Page6436 / 455
Map ReferenceMB 73 PG 61
Instrument DateNov 19, 2024
Instrument2024138229
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyPENINSULA LAND AND TITLE, PENINSULA LAND & TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,605.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6538 LAKE GRIFFIN RD, LADY LAKE, FL 32159-2900

Transferred To (Grantee/Buyer)

NameVerified Name
Address6170 SPINNAKER LOOP, LADY LAKE, FL 32159-5917

Mortgage

Document Number0006436457
DateNov 25, 2024
Instrument6436/457
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2054

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$344,037 (+760.09%) Land $80,000 Building $264,037$446,597 (+1,016.49%) Land $80,000 Building $366,597
2024$1,402.00 (+83.99%)$40,000 (-) Land $40,000$40,000 (-) Land $40,000
2023$762.00 (+4.81%)$40,000 (+5.26%)$40,000 (+5.26%) Land $40,000
2022$727.00$38,000$38,000 Land $38,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 2,083 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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