617 Overlook Rd, Lowell, NC 28098 Property Records

Gaston County property record for 617 Overlook Rd, Lowell, NC 28098

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,546 sqft · built 2002
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Aug 2022)
Tax Bill$3,206 (2023)
Deeds & MortgagesAug 2022 Sale & Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN05002C14100

Property Details

APN / Parcel Number

Primary APN05002C14100
Alternative APNs
  • 1604380
  • 199393

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories3 Stories
Building Area1,546 sqft Heated Area
FlooringCombination, Other

Exterior

Year BuiltBuilt 2002
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
PorchPorch
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Old Parcel Number05002C14100
Street Address617 OVERLOOK RD
CityLOWELL
StateNC
Zip28098-1282
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionRIVERVIEW L 142 05 002C 141 00 000
Legal SubdivisionRIVERVIEW
Legal Lot Number142
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1030
Census Tract31304

Owner

Source: Gaston County records, as of September 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address617 OVERLOOK RD, LOWELL, NC 28098-1282
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2022Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK
Aug 31, 2020Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2022 · Amount on Record
Deed SaleAug 5, 2022 · Amount on Record
Prior SaleAug 25, 2011 · Amount on Record
Deed Document Number0005356562
Deed Book / Page5356 / 562
Record UpdatedJun 7, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateAug 5, 2022
Property Address617 OVERLOOK RD, LOWELL, NC 28098-1282
Document Number0053560562
Book / Page5356 / 562
Map ReferenceMB 64 PG 60
Instrument DateAug 4, 2022
Transaction TypeTransfer
Record UpdatedSep 15, 2022
Title CompanyCASTLE TITLE AGENCY LLC, MASTER TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3500 GARDNER PARK DR, 3500, GASTONIA, NC 28054-4946

Transferred To (Grantee/Buyer)

NameVerified Name
Address617 OVERLOOK RD, LOWELL, NC 28098-1282

Mortgage

Document Number0005356566
DateAug 5, 2022
Instrument5356/566
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address617 OVERLOOK RD, LOWELL, NC 28098-1282
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address617 OVERLOOK RD, LOWELL, NC 28098-1282

Mortgage

Document Number0051511113
DateAug 31, 2020
Book Page5151/1113
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term253 Months
DueSep 1, 2041

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityLowell City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2023$3,206.00$270,550 Land $28,000 Building $242,550

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOWELL
serves 3,837 people · EPA ID NC0136060
Water SourcePurchased surface water from TWO RIVERS UTILITIES
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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