615 Overlook Rd, Lowell, NC 28098 Property Records

Gaston County property record for 615 Overlook Rd, Lowell, NC 28098

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,932 sqft · built 2002
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Jun 2020)
Tax Bill$3,602 (2023)
Deeds & MortgagesJun 2020 Sale & Mortgage
Jan 2020 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN05002C14200

Property Details

APN / Parcel Number

Primary APN05002C14200
Alternative APN
  • 199394

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories3 Stories
Building Area1,932 sqft Heated Area
FlooringCombination, Other

Exterior

Year BuiltBuilt 2002
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
PorchPorch
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Old Parcel Number05002C14200
Street Address615 OVERLOOK RD
CityLOWELL
StateNC
Zip28098-1282
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionRIVERVIEW L 143 05 002C 142 00 000
Legal SubdivisionRIVERVIEW
Legal Lot Number143
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1030
Census Tract31304

Owner

Source: Gaston County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address615 OVERLOOK RD, LOWELL, NC 28098-1282
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2020Warranty Deed, Transfer · FHA Mortgage
COLTEN MORTGAGE
Jan 23, 2020Grant Deed, Transfer · Line of Credit
NRP MTG TR I

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 11, 2020 · Amount on Record
Deed SaleJun 11, 2020 · Amount on Record
Prior SaleJan 23, 2020 · Amount on Record
Deed Document Number0051291417
Deed Book / Page5129 / 1417
Record UpdatedJun 7, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateJun 11, 2020
Property Address615 OVERLOOK RD, LOWELL, NC 28098-1282
Document Number0051291417
Book / Page5129 / 1417
Map ReferenceMAP 1 MB 64 PG 60
Instrument DateJun 9, 2020
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 POST ST FL 11, 1, SAN FRANCISCO, CA 94104-5215

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 OVERLOOK RD, LOWELL, NC 28098-1282

Mortgage

Document Number0051291419
DateJun 11, 2020
Instrument5129/1419
Lender
NameCOLTEN MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGASTON NC
Recording DateJan 23, 2020
Property Address615 OVERLOOK RD, LOWELL, NC 28098-1282
Document Number0050960510
Book / Page005096 / 000510
Instrument DateJan 22, 2020
Transaction TypeTransfer
Record UpdatedFeb 11, 2020
Title CompanyOS NATIONAL LLC, OS NAT'L LLC

Transaction

AmountAmount Recorded
Tax$365.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1 POST ST #11 SAN FRANCISCO CA 941045215, 11, SAN FRANCISCO, CA 94104-5215
InvestorPossibly a Property Investor

Mortgage

Document Number50960512
DateJan 23, 2020
Book Page005096/000512
Lender
NameNRP MTG TR I
Address500 DELAWARE AVE # 11TH, WILMINGTON, DE 19801-1490
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityLowell City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2023$3,602.00$303,990 Land $28,000 Building $275,990

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOWELL
serves 3,837 people · EPA ID NC0136060
Water SourcePurchased surface water from TWO RIVERS UTILITIES
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

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