617 N Forest Creek Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 617 N Forest Creek Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,254 sqft · built 2004
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$509,000 (Nov 2023)
Tax Bill	$5,283 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029321-0480`

Property Details

APN / Parcel Number

Primary APN	`029321-0480`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,254 sqft Living Area
Gross Area	2,695 sqft
1st Floor Area	2,254 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	278 sqft
Deck Area	Deck Area
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	617 N FOREST CREEK DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	49/43-49 WHISPER RIDGE UNIT 1 LOT 48 OR5861/1869
Legal Range	28E
Legal Township	07S
Legal Section	01
Legal Subdivision	WHISPER RIDGE UNIT 1
Legal Block	2
Legal Lot Number	48
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2017
Census Tract	20906

Owner

617 N Forest Creek Dr is owned and occupied by an individual who acquired it in March 2026.

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	617 N FOREST CREEK DR, SAINT AUGUSTINE, FL 32092-3764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 27, 2023	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 20, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2023 · Amount on File
Deed Sale	Nov 27, 2023 · Amount on File
Prior Sale	Jul 20, 2022 · Amount on File
Deed Document Number	202392136
Deed Book / Page	5861 / 1869
Last Transfer Date	Mar 12, 2026
Transfer Doc	0063260472
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Mar 18, 2026
Property Address	617 N FOREST CREEK DR, SAINT AUGUSTINE, FL 32092-3764
Document Number	0063260472
Book / Page	6326 / 472
Map Reference	MB 49 PG 43-49
Instrument Date	Mar 12, 2026
Instrument	2026023284
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	61 OLD MILL LN, QUEENSBURY, NY 12804-2159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 N FOREST CREEK DR, SAINT AUGUSTINE, FL 32092-3764

Mortgage

Document Number	0006326476
Date	Mar 18, 2026
Instrument	6326/476

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 27, 2023
Property Address	617 N FOREST CREEK DR, SAINT AUGUSTINE, FL 32092-3764
Document Number	0058611869
Book / Page	5861 / 1869
Map Reference	MB 49 PG 43-49
Instrument Date	Nov 27, 2023
Instrument	2023092136
Transaction Type	Transfer
Record Updated	Dec 8, 2023
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,563.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 ANCESTRY DR, SAINT PETERS, MO 63376-1899

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 N FOREST CREEK DR, SAINT AUGUSTINE, FL 32092-3764

Mortgage

Document Number	0058611873
Date	Nov 27, 2023
Instrument	5861/1873

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 20, 2022
Property Address	617 N FOREST CREEK DR, SAINT AUGUSTINE, FL 32092-3764
Document Number	0056001786
Book / Page	5600 / 1786
Map Reference	MB 49 PG 43-49
Instrument Date	Jul 12, 2022
Instrument	2022070856
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	WATSON TITLE SERVICES/N FL INC, WATSON TTL SVCS OF NORTH FL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,605.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59 ASH RD, SOUTH WINDSOR, CT 06074-1519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 N FOREST CREEK DR, SAINT AUGUSTINE, FL 32092-3764

Mortgage

Document Number	0056001789
Date	Jul 20, 2022
Instrument	5600/1789

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 617 N Forest Creek Dr was $5,283, up 4.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$403,888 (-0.57%) Land $85,000 Building $318,888	$403,888 (-0.57%) Land $85,000 Building $318,888
2025	$5,283.00 (+4.88%) Homeowner's exemption	$406,215	$406,215 Land $80,000 Building $326,215
2024	$5,037.00 (+1.76%)
2023	$4,950.00 (+1.85%) Homeowner's exemption	$409,375 (+13.29%)	$409,375 (+13.29%) Land $88,088 Building $321,287
2022	$4,860.00	$361,342	$361,342 Land $72,800 Building $288,542

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 617 N Forest Creek Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 617 N Forest Creek Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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