605 N Forest Creek Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 605 N Forest Creek Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,191 sqft · built 2005
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$448,000 (Nov 2023)
Tax Bill	$4,897 (2025)
Deeds & Mortgages	Nov 2023 Sale Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029321-0510`

Property Details

APN / Parcel Number

Primary APN	`029321-0510`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,191 sqft Living Area
Gross Area	2,591 sqft
1st Floor Area	2,191 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	66 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	605 N FOREST CREEK DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	49/43-49 WHISPER RIDGE UNIT 1 LOT 51 OR5863/57
Legal Range	28E
Legal Township	07S
Legal Section	01
Legal Subdivision	WHISPER RIDGE UNIT 1
Legal Block	2
Legal Lot Number	51
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2017
Census Tract	20906

Owner

605 N Forest Creek Dr is owned by a company that bought it in November 2023.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2023 · Amount on File
Deed Sale	Nov 29, 2023 · Amount on File
Prior Sale	Oct 6, 2010 · Amount on File
Deed Document Number	202392720
Deed Book / Page	5863 / 57
Prior Transfer Date	Sep 24, 2014
Prior Transfer Doc	0039471352
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 29, 2023
Property Address	605 N FOREST CREEK DR, SAINT AUGUSTINE, FL 32092-3764
Document Number	0058630057
Book / Page	5863 / 57
Map Reference	MB 49 PG 43-49
Instrument Date	Nov 22, 2023
Instrument	2023092720
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$3,136.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	574 LEMMON RD, WESTMINSTER, MD 21157-3311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	605 N FOREST CREEK DR, SAINT AUGUSTINE, FL 32092-3764
Document Number	0049741552
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3063 BAYHAVEN DR MYRTLE BEACH SC 295791822, MYRTLE BEACH, SC 29579-1822

Mortgage

Document Number	0049741552
Date	Jun 26, 2020
Book Page	004974/001552
Instrument	50773

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 25, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 605 N Forest Creek Dr was $4,897, up 0.6% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,657 (-1.23%) Land $85,000 Building $249,657	$334,657 (-1.23%) Land $85,000 Building $249,657
2025	$4,897.00 (+0.62%)	$338,809	$338,809 Land $80,000 Building $258,809
2024	$4,867.00 (+165.09%)
2023	$1,836.00 (+3.73%) Homeowner's exemption	$164,001 (+3%)	$355,276 (+7.81%) Land $88,088 Building $267,188
2022	$1,770.00 Homeowner's exemption	$159,224	$329,526 Land $72,800 Building $256,726

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 605 N Forest Creek Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 N Forest Creek Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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