617 Morgan Rd, Winter Haven, FL 33880 Property Records

Polk County property record for 617 Morgan Rd, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,144 sqft · built 1993
Lot Size	4.98 acres (217,338 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,700 (Feb 2024)
Tax Bill	$2,741 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-29-691101-000090`

Property Details

APN / Parcel Number

Primary APN	`26-29-29-691101-000090`
Alternative APNs	`292926691101000090` `92926000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	217,338 sqft
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	480 sqft
Porch	Screened/Unfinished Porch
Porch Area	740 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	617 MORGAN RD
City	WINTER HAVEN
State	FL
Zip	33880-6129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEACE RIVER DEVELOPMENT PB 78 PG 44 LOT 9
Legal Range	26E
Legal Township	29S
Legal Section	29
Legal Subdivision	PEACE RIVER DEVELOPMENT
Legal Tract	691101
Legal Block	1
Legal Lot Number	9
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1000
Census Tract	14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	617 MORGAN RD, WINTER HAVEN, FL 33880-6129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Special Warranty Deed, Transfer · Conventional Mortgage ONBOARD 1 MORTGAGE LLC
Jan 7, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 7, 2019	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2024 · Amount on Record
Deed Sale	Feb 27, 2024 · Amount on Record
Prior Sale	Sep 21, 2023 · Amount on Record
Deed Document Number	202446104
Deed Book / Page	13021 / 319
Transfer Doc	3644001854
Record Updated	Oct 29, 2026

February 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 27, 2024
Property Address	617 MORGAN RD, WINTER HAVEN, FL 33880-6129
Document Number	0000046104
Book / Page	13021 / 319
Map Reference	MB 78 PG 44
Instrument Date	Feb 23, 2024
Instrument	2024046104
Transaction Type	Transfer
Record Updated	Mar 8, 2024
Title Company	ACHIEVE TITLE SERVICES INC, ACHIEVE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,307.90
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1406 N DALE MABRY HWY # HWY300, HWY300, TAMPA, FL 33607-2506

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	617 MORGAN RD, WINTER HAVEN, FL 33880-6129

Mortgage

Document Number	0013021321
Date	Feb 27, 2024
Instrument	13021/321

Lender

Name	ONBOARD 1 MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	617 MORGAN RD, WINTER HAVEN, FL 33880-6129
Document Number	0107241002
Instrument Date	Jan 7, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 MORGAN RD WINTER HAVEN FL 338806129, WINTER HAVEN, FL 33880-6129

Mortgage

Document Number	0107241002
Date	Jan 15, 2019
Book Page	010724/001002
Instrument	9438

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2049

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	617 MORGAN RD, WINTER HAVEN, FL 33880-6129
Document Number	0107240996
Instrument Date	Jan 7, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	617 MORGAN RD WINTER HAVEN FL 338806129, WINTER HAVEN, FL 33880-6129

Mortgage

Document Number	0107240996
Date	Jan 15, 2019
Book Page	010724/000996
Instrument	9437

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,911 (+2.75%) Land $87,315 Building $130,596	$217,911 (+2.75%) Land $87,315 Building $130,596
2025	$2,741.00 (-15.56%)	$212,078 (-1.32%) Land $87,315 Building $124,763	$212,078 (-1.32%) Land $87,315 Building $124,763
2023	$3,246.00 (+9.85%)	$214,914 (+14.31%) Land $84,820 Building $130,094	$214,914 (+14.31%) Land $84,820 Building $130,094
2022	$2,955.00	$188,002 Land $71,348 Building $116,654	$188,002 Land $71,348 Building $116,654

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2004–2022)
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Spectrum.

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