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615 Morgan Rd, Winter Haven, FL 33880 Property Records

Polk County property record for 615 Morgan Rd, Winter Haven, FL 33880 · Last verified July 2026

Property Summary

Property TypePasture
Details3 bd · 2 ba · 2,254 sqft · built 1991
Lot Size4.98 acres (217,338 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Jun 2011)
Tax Bill$1,975 (2025)
Deeds & MortgagesApr 2026 Mortgage
Mar 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN26-29-29-691101-000080

Property Details

APN / Parcel Number

Primary APN26-29-29-691101-000080
Alternative APNs
  • 292926691101000080
  • 92926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,254 sqft Gross Area
1st Floor Area1,774 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area217,338 sqft
View / LotAgricultural
Garage TypeAttached
Garage Area480 sqft

Exterior Amenities

Pool HousePool House
PorchEnclosed/Unfinished Porch
Porch Area470 sqft
Shed1 Shed
Shed Area480 sqft
Lean-To600 sqft

Location & Zoning

Street Address615 MORGAN RD
CityWINTER HAVEN
StateFL
Zip33880-6129
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Pasture
Legal DescriptionPEACE RIVER DEVELOPMENT PB 78 PG 44 LOT 8
Legal Range26E
Legal Township29S
Legal Section29
Legal SubdivisionPEACE RIVER DEVELOPMENT
Legal Tract691101
Legal Block1
Legal Lot Number8
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1000
Census Tract14501

Owner

Source: Polk County records · APN 26-29-29-691101-000080

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address615 MORGAN RD, WINTER HAVEN, FL 33880-6129
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 20, 2018Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 06, 2011 · Amount on Record
Deed SaleJun 06, 2011 · Amount on Record
Prior SaleJun 08, 2005 · Amount on Record
Deed Document Number201194789
Deed Book / Page8401 / 1079
Transfer Doc4810001788
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Recording DateApr 21, 2026
Property Address615 MORGAN RD, WINTER HAVEN, FL 33880-6129
Document Number0000093644
Book / Page13965 / 353
Instrument DateApr 15, 2026
Instrument202693644
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 MORGAN RD, WINTER HAVEN, FL 33880-6129

Mortgage

Document Number0000093644,
DateApr 21, 2026
Book Page13965/353
Instrument202693644
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address615 MORGAN RD, WINTER HAVEN, FL 33880-6129
Document Number0104612202
Instrument DateMar 20, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 MORGAN RD WINTER HAVEN FL 338806129, WINTER HAVEN, FL 33880-6129

Mortgage

Document Number0104612202
DateApr 23, 2018
Book Page010461/002202
Instrument85763
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 22, 2048
Interest
Rate4.12%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,975.00 (-22.24%) Homeowner's exemption$192,980 (+6.74%)$361,608 (-1.24%) Land $87,315 Building $274,293
2024$2,540.00 (+8.55%)
2023$2,340.00 (+3.91%) Homeowner's exemption$180,795 (+3.5%) Land $26,232 Building $154,563$366,133 (+12.51%) Land $84,820 Building $281,313
2022$2,252.00 Homeowner's exemption$174,673 Land $21,967 Building $152,706$325,437 Land $71,348 Building $254,089

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050145011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2004–2022)
Most Recent ClaimSep 2022, rainfall accumulation
Claims By Storm
  • Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire LikelihoodAbout 1 in 169 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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