617 Four Winds Dr, Richmond, KY 40475 Property Records

Madison County property record for 617 Four Winds Dr, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details2,456 sqft
Lot Size0.274 acres (11,965 sqft)
Owner2 Individual Names on Record
Last Sale$475,000 (Jun 2025)
Tax Bill$3,464 (2025)
Deeds & MortgagesJun 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0055-0012-0024

Property Details

APN / Parcel Number

Primary APN0055-0012-0024
Alternative APNs
  • 136294
  • 99057
  • 39912

Interior

Building Area2,456 sqft Living Area
1st Floor Area2,456 sqft
Basement Area2,456 sqft
Unfinished Basement2,456 sqft

Exterior

Lot Area11,965 sqft (0.274 acres)
Garage TypeAttached
Garage Area501 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number39912
Street Address617 FOUR WINDS DR
CityRICHMOND
StateKY
Zip40475-1475
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREY OAKS LOT 24
Legal SubdivisionGREY OAKS
Legal Phase1
Legal Block1
Legal Lot Number24
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1007
Census Tract10601

Owner

Source: Madison County records, as of May 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address617 FOUR WINDS DR, RICHMOND, KY 40475-1475
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 11, 2025 · Amount on Record
Deed SaleJun 11, 2025 · Amount on Record
Prior SaleMay 15, 2007 · Amount on Record
Deed Document Number202514266555
Deed Book / Page868 / 618
Record UpdatedJun 8, 2026

June 2025: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJun 11, 2025
Property Address617 FOUR WINDS DR, RICHMOND, KY 40475-1475
Document Number00D868/618
Book / PageD868 / 618
Map ReferenceCAB 23 SL 322
Instrument DateJun 5, 2025
Instrument2014266555
Transaction TypeTransfer
Record UpdatedNov 27, 2025
Title CompanyUNKNOWN, LAND GROUP TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$475.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address399 ANNA HUME BLVD, RICHMOND, KY 40475-7638

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address617 FOUR WINDS DR, RICHMOND, KY 40475-1475

Mortgage

Document Number2014266556
DateJun 11, 2025
Instrument2014266556
Lender
NameT2 FINANCIAL LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,464.00 (+0.99%) Homeowner's exemption$416,500 (+4.13%)$416,500 (+4.13%)
2023$3,430.00 (-1.92%) Homeowner's exemption$400,000 (-)$400,000 (-)
2022$3,497.00 Homeowner's exemption$400,000$400,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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