615 Four Winds Dr, Richmond, KY 40475 Property Records

Madison County property record for 615 Four Winds Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	2,522 sqft
Owner	Individual Name on File
Last Sale	$315,000 (Oct 2017)
Tax Bill	$4,012 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0055-0012-0023`

Property Details

APN / Parcel Number

Primary APN	`0055-0012-0023`
Alternative APNs	`126912` `89773` `56528`

Interior

Stories	2 Stories
Building Area	2,522 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	56528
Street Address	615 FOUR WINDS DR
City	RICHMOND
State	KY
Zip	40475-1475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREY OAKS LOT 23
Legal Subdivision	GREY OAKS
Legal Phase	1
Legal Block	1
Legal Lot Number	23
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1007
Census Tract	10601

Owner

615 Four Winds Dr is owned and occupied by an individual who bought it in October 2017.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	615 FOUR WINDS DR, RICHMOND, KY 40475-1475
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2017 · Amount on File
Deed Sale	Oct 3, 2017 · Amount on File
Deed Document Number	2013965715
Deed Book / Page	D00751 / 040
Record Updated	Jun 8, 2026

October 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 3, 2017
Property Address	615 FOUR WINDS DR, RICHMOND, KY 40475-1475
Document Number	D00751/040
Book / Page	D00751 / 040
Map Reference	CAB23 SL322
Instrument Date	Sep 28, 2017
Instrument	2013965715
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1806, RICHMOND, KY 40476-1806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 FOUR WINDS DR, RICHMOND, KY 40475-1475
Investor	Possibly a Property Investor

Mortgage

Document Number	2013965716
Date	Oct 3, 2017
Instrument	2013965716

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 615 Four Winds Dr was $4,012 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,012.00 Additional exemption filed	$425,500	$425,500
2023	$3,783.00 (-0.29%)	$390,000 (-)	$390,000 (-)
2022	$3,794.00	$390,000	$390,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 Four Winds Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 Four Winds Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20