617 Elm Ave, La Junta, CO 81050 Property Records

Otero County property record for 617 Elm Ave, La Junta, CO 81050

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,926 sqft · built 1973
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Tax Bill	$1,502 (2025)
Deeds & Mortgages	Feb 2022 Second Mortgage Oct 2020 Mortgage + 1 more
APN	`4441-354-10002`

Property Details

APN / Parcel Number

Primary APN	`4441-354-10002`
Alternative APN	`103310`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,926 sqft Living Area
Basement Area	1,926 sqft
Finished Basement	1,233 sqft
Unfinished Basement	693 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Carport
Garage Area	1,215 sqft
Carport	Carport
Carport Area	1,215 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	452 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	103310
Street Address	617 ELM AVE
City	LA JUNTA
State	CO
Zip	81050-9219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 25' OF LOT 10 & THE E 15'OF VACATED 1ST AVE LYING; WEST & ADJ TO N 25' OF LOT 10 & ALL OF LOT 11 BLK 32; LJ NLJ B914 P458 ;
Legal Range	55
Legal Township	23
Legal Section	35
Legal Subdivision	NORTH LJ
Legal Block	32
Legal Lot Number	10,11
Jurisdiction	OTERO CO
Township / Civil Division	CHERAW
Census Block Group	2
Census Block	2005
Census Tract	968500

Owner

Source: Otero County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	617 ELM AVE, LA JUNTA, CO 81050-9219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Oct 1, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 23, 2017	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2024
Deed Sale	Nov 14, 2024
Prior Sale	May 23, 2017 · Amount on Record
Deed Document Number	2024673104
Prior Transfer Date	Oct 14, 2024
Prior Transfer Doc	0000673104
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Property Address	617 ELM AVE, LA JUNTA, CO 81050-9219
Transaction Type	Mortgage
Record Updated	Feb 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 ELM AVE, LA JUNTA, CO 81050-9219

Mortgage

Document Number	0000664097
Date	Feb 7, 2022
Instrument	664097

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Property Address	617 ELM AVE, LA JUNTA, CO 81050-9219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	659016
Date	Oct 1, 2020
Instrument	659016

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Jul 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTERO CO
Recording Date	May 23, 2017
Property Address	617 ELM AVE, LA JUNTA, CO 81050-9219
Document Number	0000648144
Instrument Date	May 22, 2017
Instrument	648144
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	537 MYRTLE AVE, 537, CANON CITY, CO 81212-4158

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1008 EDISON AVE, LA JUNTA, CO 81050-3064

Mortgage

Document Number	0000648145
Date	May 23, 2017
Instrument	648145

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Otero County assessment roll, as of February 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Otero County
Unified School District	East Otero School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,502.00 (-0.27%)	$21,548 (-5.51%)	$344,760 (-12.8%)
2023	$1,506.00 (+63.7%)	$22,804 (+65.68%) Land $202 Building $22,602	$395,363 (+99.64%) Land $3,019 Building $392,344
2022	$920.00	$13,764 Land $210 Building $13,554
2021			$198,036 Land $3,019 Building $195,017

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	105 (1978–2019)
Claims Outside the SFHA	4 of 105
Most Recent Claim	May 2019 · tidal / storm surge
Claims by Event	Flooding 4/30/99, May 1999 · 90 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SECOM Fixed Wireless · Fiber in parts of the area	100 / 25

May also be available: Verizon, Viaero Wireless.

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