609 Elm Ave, La Junta, CO 81050 Property Records

Otero County property record for 609 Elm Ave, La Junta, CO 81050

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,370 sqft · built 1961
Lot Size	0.266 acres (11,626 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jan 2018)
Tax Bill	$1,042 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2019 Sale & Mortgage + 3 more
APN	`4441-354-10004`

Property Details

APN / Parcel Number

Primary APN	`4441-354-10004`
Alternative APN	`103312`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,370 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1975
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,626 sqft (0.266 acres)
Garage Type	Mixed
Garage Area	720 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	398 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	103312
Street Address	609 ELM AVE
City	LA JUNTA
State	CO
Zip	81050-9219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 75' LOT 9 BLK 32 LJ NLJ E15' VACATED 1ST ST. ADJ.; TO SAID LOT ALSO 10' VAC. ALLEY LYING E OF LOTS; B856 P33; MS# 2634; RCP
Legal Range	55
Legal Township	23
Legal Section	35
Legal Subdivision	NORTH LJ
Legal Block	32
Legal Lot Number	9
Jurisdiction	OTERO CO
Township / Civil Division	CHERAW
Census Block Group	2
Census Block	2005
Census Tract	968500

Owner

Source: Otero County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 ELM AVE, LA JUNTA, CO 81050-9219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 1, 2019	Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK
Mar 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF LAS ANIMAS
Feb 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF LAS ANIMAS
Jan 19, 2018	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF LAS ANIMAS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2018 · Amount on Record
Deed Sale	Jan 19, 2018 · Amount on Record
Prior Sale	Jan 19, 2018 · Amount on Record
Deed Document Number	0000650383
Last Transfer Date	Oct 1, 2019
Transfer Doc	0000655786
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Property Address	609 ELM AVE, LA JUNTA, CO 81050-9219
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 ELM AVE, LA JUNTA, CO 81050-9219

Mortgage

Document Number	0000663554
Date	Dec 16, 2021
Instrument	663554

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jan 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTERO CO
Recording Date	Oct 1, 2019
Property Address	609 ELM AVE, LA JUNTA, CO 81050-9219
Document Number	0000655786
Instrument Date	Sep 19, 2019
Instrument	655786
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$15.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 ELM AVE, LA JUNTA, CO 81050-9219

Mortgage

Document Number	0000655787
Date	Oct 1, 2019
Instrument	655787

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Property Address	609 ELM AVE, LA JUNTA, CO 81050-9219
Transaction Type	Mortgage
Record Updated	Mar 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	654014
Date	Mar 14, 2019
Instrument	654014

Lender

Name	FIRST NATIONAL BANK OF LAS ANIMAS
Type	Bank
Address	LA JUNTA, CO 81050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Feb 11, 2039

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Property Address	609 ELM AVE, LA JUNTA, CO 81050-9219
Transaction Type	Mortgage
Record Updated	Feb 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	653701
Date	Feb 11, 2019
Instrument	653701

Lender

Name	FIRST NATIONAL BANK OF LAS ANIMAS
Type	Bank
Address	LA JUNTA, CO 81050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 11, 2039

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTERO CO
Recording Date	Jan 19, 2018
Property Address	609 ELM AVE, LA JUNTA, CO 81050-9219
Document Number	0000650383
Instrument Date	Jan 15, 2018
Instrument	650383
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29635 COUNTY ROAD 19, ROCKY FORD, CO 81067-9587

Mortgage

Document Number	0000650384
Date	Jan 19, 2018
Instrument	650384

Lender

Name	FIRST NATIONAL BANK OF LAS ANIMAS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 20, 2038

Tax Assessment & Valuation

Source: Otero County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Otero County
Unified School District	East Otero School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,042.00 (+10.03%)	$14,952 (+4.19%)	$239,223 (-11.13%)
2023	$947.00 (+52.99%)	$14,351 (+54.93%) Land $195 Building $14,156	$269,183 (+101.98%) Land $2,906 Building $266,277
2022	$619.00	$9,263 Land $202 Building $9,061
2021			$133,275 Land $2,906 Building $130,369

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	105 (1978–2019)
Claims Outside the SFHA	4 of 105
Most Recent Claim	May 2019 · tidal / storm surge
Claims by Event	Flooding 4/30/99, May 1999 · 90 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SECOM Fixed Wireless · Fiber in parts of the area	100 / 25

May also be available: Verizon, Viaero Wireless.

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