617 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 617 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,941 sqft · built 1990
Lot Size	0.207 acres (9,007 sqft)
Owner	2 Individual Names on File
Last Sale	$790,000 (Apr 2026)
Tax Bill	$3,001 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-23-771`

Property Details

APN / Parcel Number

Primary APN	`304-23-771`
Alternative APN	`304237715`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,941 sqft Living Area
Gross Area	3,058 sqft
1st Floor Area	1,961 sqft
2nd Floor Area	980 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Concrete
Lot Area	9,007 sqft (0.207 acres)
Parking Spaces	3 Parking Spaces
Pool Area	465 sqft
Patio Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	617 E SARATOGA ST
City	GILBERT
State	AZ
Zip	85296-2341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	SPRING MEADOWS COMMONS LOT 1-92 TR A-C MCR 313-16
Legal Range	6E
Legal Township	1S
Legal Section	18
Legal Subdivision	SPRING MEADOWS COMMONS LOT 1-92 TR A-C
Legal Lot Number	86
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2013
Census Tract	422404

Owner

617 E Saratoga St is owned and occupied by two individuals who bought it in April 2026.

Source: Maricopa County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	617 E SARATOGA ST, GILBERT, AZ 85296-2341
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 29, 2026	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOC L.P
Mar 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on File
Deed Sale	Apr 29, 2026 · Amount on File
Prior Sale	Oct 6, 2009
Deed Document Number	2026257088
Prior Transfer Date	Sep 30, 2009
Prior Transfer Doc	0000926119
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	617 E SARATOGA ST, GILBERT, AZ 85296-2341
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 E SARATOGA ST, GILBERT, AZ 85296-2341

Mortgage

Document Number	0000128997
Date	Mar 15, 2023
Instrument	20230128997

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 29, 2026
Property Address	617 E SARATOGA ST, GILBERT, AZ 85296-2341
Document Number	0000257088
Instrument Date	Apr 27, 2026
Instrument	2026.257088
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	617 E SARATOGA ST, GILBERT, AZ 85296-2341

Mortgage

Document Number	0000257089,
Date	Apr 29, 2026
Instrument	2026..257089

Lender

Name	PROVIDENT FUNDING ASSOC L.P

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	617 E SARATOGA ST, GILBERT, AZ 85296-2341
Document Number	0000164379
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	617 E SARATOGA ST GILBERT AZ 852962341, GILBERT, AZ 85296-2341

Mortgage

Document Number	0000164379
Date	Mar 11, 2019
Instrument	164379

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 617 E Saratoga St was $3,001.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,910 (+79.13%)	$589,100 (+8.57%) Land $117,800 Building $471,300
2025	$3,001.00	$32,886 (-43.99%)	$542,600 (-7.58%) Land $108,500 Building $434,100
2024		$58,710	$587,100 Land $117,400 Building $469,700
2023	$2,799.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 617 E Saratoga St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 617 E Saratoga St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
CenturyLink DSL	140 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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