534 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 534 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,873 sqft · built 1991
Lot Size	0.329 acres (14,353 sqft)
Owner	Individual Name on Record
Tax Bill	$2,539 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Apr 2020 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`304-23-733`

Property Details

APN / Parcel Number

Primary APN	`304-23-733`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,873 sqft Living Area
1st Floor Area	1,873 sqft

Exterior

Year Built	Built 1991
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Concrete Tile
Lot Area	14,353 sqft (0.329 acres)
Parking Spaces	3 Parking Spaces
Pool Area	400 sqft
Patio Area	146 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	534 E SARATOGA ST
City	GILBERT
State	AZ
Zip	85296-2338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	SPRING MEADOWS COMMONS MCR 313-16
Legal Range	06E
Legal Township	01S
Legal Section	18
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	SPRING MEADOWS COMMONS LOT 1-92 TR A-C
Legal Lot Number	48
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2012
Census Tract	422404

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	608 S RIATA ST, GILBERT, AZ 85296-2928
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 18, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 1, 2019	Re-recorded Document FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE AGEN
Oct 30, 2018	Special Warranty Deed, Transfer · Commercial Mortgage REZAMP LENDING LLC
Oct 30, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE AGEN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2019
Deed Sale	Feb 1, 2019
Prior Sale	Oct 30, 2018 · Amount on Record
Deed Document Number	20190071669
Prior Transfer Date	Jan 18, 2019
Prior Transfer Doc	20190038821
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	534 E SARATOGA ST, GILBERT, AZ 85296-2338
Transaction Type	Mortgage
Record Updated	May 9, 2023
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 E SARATOGA ST, GILBERT, AZ 85296-2338

Mortgage

Document Number	0000215743
Date	Apr 27, 2023
Instrument	20230215743

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	534 E SARATOGA ST, GILBERT, AZ 85296-2338
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000351559
Date	Apr 24, 2020
Instrument	20200351559

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 18, 2019
Property Address	534 E SARATOGA ST, GILBERT, AZ 85296-2338
Document Number	0000038821
Map Reference	MB 322 PG 24
Instrument Date	Jan 14, 2019
Instrument	20190038821
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE AGEN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5940 S RAINBOW BLVD # BLVD400, 5940, LAS VEGAS, NV 89118-2506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 E SARATOGA ST, GILBERT, AZ 85296-2338

Mortgage

Document Number	0000038822
Date	Jan 18, 2019
Instrument	20190038822

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2034

February 2019: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MARICOPA AZ
Recording Date	Feb 1, 2019
Property Address	534 E SARATOGA ST, GILBERT, AZ 85296-2338
Document Number	0000071669
Map Reference	MB 322 PG 24
Instrument Date	Jan 14, 2019
Instrument	20190071669
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE AGEN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 S RIATA ST, GILBERT, AZ 85296-2928

October 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 30, 2018
Property Address	534 E SARATOGA ST, GILBERT, AZ 85296-2338
Document Number	0000809180
Map Reference	MB 322 PG 24
Instrument Date	Oct 24, 2018
Instrument	20180809180
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE AGEN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 W CHANDLER BLVD, 500, CHANDLER, AZ 85225-7531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5940 S RAINBOW BLVD STE 400, 400, LAS VEGAS, NV 89118-2507
Investor	Possibly a Property Investor

Mortgage

Document Number	0000809181
Date	Oct 30, 2018
Instrument	20180809181

Lender

Name	REZAMP LENDING LLC
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 30, 2018
Property Address	534 E SARATOGA ST, GILBERT, AZ 85296-2338
Document Number	0000808057
Map Reference	MB 322 PG 24
Instrument Date	Oct 23, 2018
Instrument	20180808057
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE AGEN

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	534 E SARATOGA ST, 534, GILBERT, AZ 85296-2338

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 W CHANDLER BLVD, CHANDLER, AZ 85225-7531
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,830 (-0.04%)	$518,300 (-0.04%) Land $103,600 Building $414,700
2025	$2,539.00 (+8%)
2024		$51,850	$518,500 Land $103,700 Building $414,800
2023	$2,351.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber.

Nearby Properties on E Saratoga St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures