617 E Montgomery St, Henderson, NC 27536 Property Records

Vance County property record for 617 E Montgomery St, Henderson, NC 27536

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,426 sqft · built 1925
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Tax Bill	$2,265 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0076 05010`

Property Details

APN / Parcel Number

Primary APN	`0076 05010`
Alternative APN	`1031198`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,426 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1031198
Street Address	617 E MONTGOMERY ST
City	HENDERSON
State	NC
Zip	27536-4621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	617 MONTGOMERY ST
Legal Block	05
Jurisdiction	VANCE NC
Township / Civil Division	HENDERSON
Census Block Group	1
Census Block	1013
Census Tract	960700

Owner

Source: Vance County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	617 E MONTGOMERY ST, HENDERSON, NC 27536-4621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2021
Deed Sale	Feb 23, 2021
Deed Document Number	0013890170
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Feb 23, 2021
Property Address	617 E MONTGOMERY ST, HENDERSON, NC 27536-4621
Document Number	001389/170
Book / Page	1389 / 170
Map Reference	MB C PG 62
Instrument Date	Feb 23, 2021
Instrument	751
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 764, HENDERSON, NC 27536-0764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 E MONTGOMERY ST, HENDERSON, NC 27536-4621

Mortgage

Document Number	0000000752
Date	Feb 23, 2021
Instrument	752

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Mar 1, 2026
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Vance County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Municipality	Henderson City
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,265.00 (+312.57%)	$155,543 (+493.9%) Land $5,600 Building $149,943	$155,543 (+493.9%) Land $5,600 Building $149,943
2023	$549.00	$26,190 Land $3,960 Building $22,230	$26,190 Land $3,960 Building $22,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON-KERR LAKE REG WTR serves 14,937 people · EPA ID NC0291010
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20