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  5. E Montgomery St

605 E Montgomery St, Henderson, NC 27536 Property Records

Vance County property record for 605 E Montgomery St, Henderson, NC 27536

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,148 sqft · built 1954
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$185,000 (Oct 2026)
Tax Bill$1,148 (2026)
Deeds & MortgagesOct 2026 Sale & Mortgage
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0076 05007

Property Details

APN / Parcel Number

Primary APN0076 05007
Alternative APNs
  • 1039707
  • 7868

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,148 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Roof TypeGable
Lot Area10,454 sqft (0.24 acres)
Lot Width50 ft Width

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number1039707
Street Address605 E MONTGOMERY ST
CityHENDERSON
StateNC
Zip27536-4621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHR6
Legal Description605 E MONTGOMERY ST
Legal SubdivisionROBERT LASSITER
Legal Block05
JurisdictionVANCE NC
Township / Civil DivisionHENDERSON
Census Block Group1
Census Block1013
Census Tract960700

Owner

Source: Vance County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address605 E MONTGOMERY ST, HENDERSON, NC 27536-4621
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2026Warranty Deed, Transfer · FHA Mortgage
MORTGAGE MORTGAGE
Nov 19, 2021Deed of Trust, Mortgage · Commercial Mortgage
BENCHMARK COMMUNITY BANK
Jan 23, 2025Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2026 · Amount on Record
Deed SaleOct 8, 2026 · Amount on Record
Prior SaleJan 23, 2025 · Amount on Record
Deed Document Number20263432
Deed Book / Page1484 / 50
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVANCE NC
Recording DateOct 8, 2026
Property Address605 E MONTGOMERY ST, HENDERSON, NC 27536-4621
Document Number0000003432
Book / Page1484 / 50
Instrument DateSep 30, 2026
Instrument20263432
Transaction TypeTransfer
Record UpdatedOct 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$37,370.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 E MONTGOMERY ST, HENDERSON, NC 27536-4621

Mortgage

Document Number0000003433,
DateOct 8, 2026
Instrument20263433
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2056
Interest
Max Rate-1%

Mortgage

Document Number0000003434,
DateOct 8, 2026
Book Page1484/66
Instrument20263434
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueNov 1, 2036
Interest
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVANCE NC
Property Address605 E MONTGOMERY ST, HENDERSON, NC 27536-4621
Transaction TypeMortgage
Record UpdatedOct 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 CHESTNUT ST 5, 5, HENDERSON, NC 27536
InvestorPossibly a Property Investor

Mortgage

Document Number001406/709
DateNov 19, 2021
Book Page1406/709
Instrument5091
Lender
NameBENCHMARK COMMUNITY BANK
TypeBank
AddressHENDERSON, NC 27536
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueNov 19, 2051

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVANCE NC
Recording DateJan 23, 2025
Property Address605 E MONTGOMERY ST, HENDERSON, NC 27536-4621
Document Number001456/714
Book / Page1456 / 714
Map ReferenceMB 316 PG 278
Instrument DateJan 22, 2025
Instrument230
Transaction TypeTransfer
Record UpdatedOct 24, 2025

Transaction

AmountAmount Recorded
Tax$230.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address128 S CHESTNUT ST, HENDERSON, NC 27536-4221

Transferred To (Grantee/Buyer)

NameVerified Name
Address6919 INNESBROOK WAY, BAHAMA, NC 27503-9715

Tax Assessment & Valuation

Source: Vance County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyVance County
MunicipalityHenderson City
Unified School DistrictVance County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,148.00 (-11.28%)$84,288 (-) Land $6,800 Building $77,488$84,288 (-) Land $6,800 Building $77,488
2025$1,294.00 (+153.23%)$84,288 (+253.33%) Land $6,800 Building $77,488$84,288 (+253.33%) Land $6,800 Building $77,488
2023$511.00$23,855 Land $4,950 Building $18,905$23,855 Land $4,950 Building $18,905

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON-KERR LAKE REG WTR
serves 14,937 people · EPA ID NC0291010
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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