Osceola County property record for 617 Avocado St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 1972 |
| Lot Size | 0.589 acres (25,657 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Jun 2017) |
| Tax Bill | $2,396 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit Jun 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 82484 |
| Primary APN | 82484 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,568 sqft Heated Area |
| Gross Area | 2,495 sqft |
| 1st Floor Area | 1,568 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,657 sqft (0.589 acres) |
| Lot Dimensions | 167 ft deep x 100 ft wide |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 423 sqft |
| Deck Area | 171 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 82484 |
|---|---|
| Street Address | 617 AVOCADO ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE LAKE ESTATES UNIT 1 PB 2 PG 58 LOT 26 09-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PINE LAKE ESTATE |
| Legal Tract | 900 |
| Legal Block | 1 |
| Legal Lot Number | 9,26 9 |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43208 |
Source: Osceola County records · APN 82484
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 617 AVOCADO ST, SAINT CLOUD, FL 34769-1651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2017 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Jun 15, 2017 | Warranty Deed, Transfer · Conventional Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2017 · Amount on Record |
| Deed Sale | Jun 15, 2017 · Amount on Record |
| Deed Document Number | 2017086726 |
| Deed Book / Page | 5164 / 0209 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 617 AVOCADO ST, SAINT CLOUD, FL 34769-1651 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051182825 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | 5118/2825 |
| Instrument | 2017042230 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 15, 2017 |
| Property Address | 617 AVOCADO ST, SAINT CLOUD, FL 34769-1651 |
| Document Number | 0051640209 |
| Book / Page | 005164 / 000209 |
| Instrument Date | Jun 12, 2017 |
| Instrument | 86726 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 617 AVOCADO ST ST CLOUD FL 347691651, ST CLOUD, FL 34769-1651 |
| Document Number | 51640211 |
|---|---|
| Date | Jun 15, 2017 |
| Book Page | 005164/000211 |
| Instrument | 86727 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,396.00 (+6.73%) Homeowner's exemption | $176,788 (+5.99%) | $340,000 (-3%) Land $65,000 Building $275,000 |
| 2023 | $2,245.00 (+3.98%) Homeowner's exemption | $166,802 (+3%) | $350,500 (+14.77%) Land $60,000 Building $290,500 |
| 2022 | $2,159.00 Homeowner's exemption | $161,944 | $305,400 Land $55,000 Building $250,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 29 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 units insured 6 under condo master policies |
| Wildfire Risk | Low above 5% of the US · above 4% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 350 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Lumen Technologies | DSL | 140 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Verizon, Lumen Technologies, Hotwire Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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