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613 Avocado St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 613 Avocado St, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1970
Square Footage2,274 sqft Living Area
Lot Size16,378 sqft (0.376 acres)
GarageAttached, 506 sqft
OccupancyOwner Occupied
Last Sale$452,000 (2025)
Tax Bill$1,584.00 (2024)

Property Details

APN / Parcel Number

Primary APN04-26-30-0900-0001-0240
Alternative APNs
  • 263004090000010240
  • 82482

Interior

Full Baths2 Baths
Building Area2,274 sqft Living Area
Gross Area3,061 sqft Gross Area
1st Floor1,966 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area16,378 sqft (0.376 acres)
Depth X Width168 ft x 105 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area506 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area450 sqft Pool
Shed1 Shed
Shed Area120 sqft Shed
Deck Area496 sqft Deck
Porch Area701 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address613 AVOCADO ST
CitySAINT CLOUD
StateFL
Zip34769-1651
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPINE LAKE ESTATES UNIT 1 PB 2 PG 58 LOT 24 09-26-30
Legal Range30E
Legal Township26S
Legal Section04
Legal SubdivisionPINE LAKE ESTATES UNIT 1
Legal Tract900
Legal Block240
Legal Lot Number24
Legal Unit1P
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1000
Census Tract43208

Owner

Source: Osceola County records · APN 04-26-30-0900-0001-0240

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address613 AVOCADO ST, SAINT CLOUD, FL 34769-1651
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 02, 2026Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Jan 05, 2026Deed of Trust, Mortgage · Conventional Mortgage
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 01, 2025 · Amount on Record
Deed SaleApr 01, 2025 · Amount on Record
Deed Doc Number202540069
Deed Book / Page6762 / 2695
Record RefreshedJun 08, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateApr 02, 2026
Property Address613 AVOCADO ST, SAINT CLOUD, FL 34769-1651
Document Number0000044353
Book / Page6949 / 5
Instrument DateMar 27, 2026
Instrument202644353
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address613 AVOCADO ST, SAINT CLOUD, FL 34769-1651

Mortgage

Document Number0000044353,
DateApr 02, 2026
Book Page6949/5
Instrument202644353
Lender
NameCOASTAL COMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.98%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address613 AVOCADO ST, SAINT CLOUD, FL 34769-1651
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address613 AVOCADO ST, SAINT CLOUD, FL 34769-1651

Mortgage

Document Number0069030275
DateJan 05, 2026
Book Page6903/275
Instrument2026000749
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2056

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,587.00 (+315.85%)$367,800 (+189.02%) Land $65,000 Building $302,800$367,800 (-2.44%) Land $65,000 Building $302,800
2024$1,584.00 (+3.33%)
2023$1,533.00 (+4.5%) Homeowner's exemption$127,259 (+3%)$377,000 (+16.25%) Land $60,000 Building $317,000
2022$1,467.00 Homeowner's exemption$123,553$324,300 Land $55,000 Building $269,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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