6165 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 6165 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,016 sqft
Lot Size	0.964 acres (41,992 sqft)
Owner	Individual Name on Record
Tax Bill	$1,897 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`74-14-424-0023-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-424-0023-000`

Interior

Full Baths	1 Bath
Building Area	1,016 sqft Living Area
1st Floor Area	836 sqft

Exterior

Lot Area	41,992 sqft (0.964 acres)
Lot Dimensions	700 ft deep x 60 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6165 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 17 & W 1/2 OF LOT 18 SUPERVISOR ROY T. GILBERT'S PLAT
Legal Subdivision	SUPRVRS ROY T GILBERTS PLAT-CL
Legal Lot Number	17-18
Legal Unit	17,18
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2001
Census Tract	647000

Owner

Source: St. Clair County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43557 HILLSBORO DR, CLINTON TOWNSHIP, MI 48038-1334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage SIMPLE HOME LENDING LLC
Sep 5, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 12, 2023
Transfer Doc	0005651114
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6165 POINTE TREMBLE RD, ALGONAC, MI 48001-4255
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6165 POINTE TREMBLE RD, ALGONAC, MI 48001-4255

Mortgage

Document Number	0005867897
Date	Nov 5, 2025
Book Page	5867/897
Instrument	2025021185

Lender

Name	SIMPLE HOME LENDING LLC
Address	17901 HALL RD, MACOMB, MI 48044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 5, 2023
Property Address	6165 POINTE TREMBLE RD, CLAY, MI 48001-4255
Document Number	0005651114
Book / Page	5651 / 114
Instrument Date	Aug 12, 2023
Instrument	2023015586
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6165 POINTE TREMBLE RD, ALGONAC, MI 48001-4255

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6165 POINTE TREMBLE RD, ALGONAC, MI 48001-4255

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,897.00 (-62.55%) Homeowner's exemption	$139,300 (+2.5%)
2024	$5,066.00 (+54.55%)		$278,600 (+2.5%)
2023		$135,900
2022	$3,278.00		$271,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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