6143 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 6143 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,094 sqft
Lot Size	0.591 acres (25,744 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Sep 2026)
Tax Bill	$4,474 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2026 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`74-14-424-0027-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-424-0027-000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,094 sqft Living Area
1st Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	25,744 sqft (0.591 acres)
Lot Dimensions	585 ft deep x 44 ft wide
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6143 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	E 40' OF LOT 21 & W 4' OF LOT 22 SUPV ROY T GILBERTS PLAT
Legal Subdivision	SUPRVRS ROY T GILBERTS PLAT-CL
Legal Lot Number	21-22
Legal Unit	21,22
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2001
Census Tract	647000

Owner

6143 Pointe Tremble Rd is owned and occupied by an individual who bought it in September 2026.

Source: St. Clair County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	150 HUBBARD ST, MOUNT CLEMENS, MI 48043-5419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Warranty Deed, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORPORATION
Sep 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage LENDSURE MORTGAGE CORPORATION
Sep 1, 2026	Sheriff's Deed, Foreclosure NONE LISTED ON DOCUMENT
Mar 14, 2018	Deed of Trust, Mortgage · FHA Mortgage HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2026 · Amount on File
Deed Sale	Sep 29, 2026 · Amount on File
Prior Sale	Sep 1, 2026 · Amount on File
Deed Document Number	202619823
Deed Book / Page	5969 / 802
Prior Transfer Date	Aug 20, 2026
Prior Transfer Doc	0000017776
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 29, 2026
Property Address	6143 POINTE TREMBLE RD, ALGONAC, MI 48001-4255
Document Number	0000019823
Book / Page	5969 / 802
Instrument Date	Sep 22, 2026
Instrument	202619823
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	GREATER MACOMB TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246,187.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 HUBBARD ST, MOUNT CLEMENS, MI 48043-5419

Mortgage

Document Number	0000019655,
Date	Sep 29, 2026
Instrument	202619655

Lender

Name	LENDSURE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 28, 2026
Property Address	6143 POINTE TREMBLE RD, ALGONAC, MI 48001-4255
Document Number	0000019655
Book / Page	5969 / 179
Instrument Date	Sep 22, 2026
Instrument	202619655
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 HUBBARD ST, MOUNT CLEMENS, MI 48043-5419

Mortgage

Document Number	0000019655,
Date	Sep 28, 2026
Book Page	5969/179
Instrument	202619655

Lender

Name	LENDSURE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 1, 2026
Property Address	6143 POINTE TREMBLE RD, ALGONAC, MI 48001-4255
Document Number	0000017776
Book / Page	5960 / 307
Instrument Date	Aug 20, 2026
Instrument	202617776
Transaction Type	Foreclosure
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$110,655.60
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6143 POINTE TREMBLE RD, ALGONAC, MI 48001-4255
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049250245
Date	Mar 14, 2018
Book Page	4925/245
Instrument	2018005559

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6143 Pointe Tremble Rd was $4,474 with a homeowner's exemption, up 2.3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,900 (+5.61%)	$417,800
2025	$4,474.00 (+2.31%) Homeowner's exemption	$197,800
2024	$4,373.00		$395,600
2023		$190,300
2022	$4,021.00		$380,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6143 Pointe Tremble Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6143 Pointe Tremble Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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