6162 Cherokee Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 6162 Cherokee Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,866 sqft · built 2005
Lot Size	0.505 acres (21,998 sqft)
Owner	Individual Name on File
Last Sale	$169,900 (Jan 2018)
Tax Bill	$2,557 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-2N-28-0000-06204-0000`

Property Details

APN / Parcel Number

Primary APN	`17-2N-28-0000-06204-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,866 sqft Heated Area
Gross Area	2,448 sqft
1st Floor Area	2,286 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	21,998 sqft (0.505 acres)
Lot Dimensions	2,750 ft deep x 800 ft wide
Garage Area	840 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	324 sqft
Shed	1 Shed
Shed Area	1 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	172N280000062040000
Street Address	6162 CHEROKEE DR
City	MILTON
State	FL
Zip	32570-6507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	LOT 4, BLOCK A, CHEROKEE ROAD UNRECORDED SUBDIVISION: BEGIN AT THE INTERSECTION OF THE NORTHERLY RIGHT OF WAY LINE OF
Legal Range	28W
Legal Township	02N
Legal Section	17
Legal Subdivision	CHEROKEE ROAD SUB
Legal Block	A
Legal Lot Number	4
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	2
Census Block	2047
Census Tract	10506

Owner

6162 Cherokee Dr is owned and occupied by an individual who bought it in January 2018.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6162 CHEROKEE DR, MILTON, FL 32570-6507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 29, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2018 · Amount on File
Deed Sale	Jan 29, 2018 · Amount on File
Prior Sale	Oct 17, 2005 · Amount on File
Deed Document Number	201803446
Deed Book / Page	3697 / 1577
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6162 CHEROKEE DR, MILTON, FL 32570-6507
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6162 CHEROKEE DR, MILTON, FL 32570-6507

Mortgage

Document Number	0046620446
Date	Sep 25, 2025
Book Page	4662/446
Instrument	202545101

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Oct 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6162 CHEROKEE DR, MILTON, FL 32570-6507
Transaction Type	Mortgage
Record Updated	Jun 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6162 CHEROKEE DR, MILTON, FL 32570-6507

Mortgage

Document Number	0041031570
Date	Apr 15, 2021
Book Page	4103/1570
Instrument	202124784

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	326 Months
Due	Jun 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 29, 2018
Property Address	6162 CHEROKEE DR, MILTON, FL 32570-6507
Document Number	0036971577
Book / Page	3697 / 1577
Instrument Date	Jan 22, 2018
Instrument	201803446
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,189.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 MILLS LN, 12, CARTHAGE, MS 39051-8039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6162 CHEROKEE DR, MILTON, FL 32570-6507

Mortgage

Document Number	0036971579
Date	Jan 29, 2018
Book Page	3697/1579
Instrument	201803447

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,557.00 (+1.47%)	$205,488 (+2.96%) Land $24,000 Building $181,488	$205,488 (+2.96%) Land $24,000 Building $181,488
2023	$2,520.00 (+5.26%)	$199,578 (+3.66%) Land $20,000 Building $179,578	$199,578 (+3.66%) Land $20,000 Building $179,578
2022	$2,394.00	$192,539	$192,539 Land $14,000 Building $178,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6162 Cherokee Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6162 Cherokee Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50

May also be available: T-Mobile.

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